- Commercial
- Commercial construction
- Multifamily
- Non-owner occupied commercial property
- Owner occupied commercial property
- Fix and flip
- Foreclosures
- Land
- Mobile homes
- Multifamily
- Owner occupied
- Rentals
- Residential
- Residential construction
- Non owner-occupied single family
- Buy and hold
- Development
- First time investors
Overview
Real estate professional with over 15 years of experience as a real estate agent, mortgage banker, and current owner and operator of Unlimited Funding, a hard money lending brokerage based in Atlanta, GA.
Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
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80% LTV hard money loans
Buy and hold hard money loans
Hard money blanket loans
Hard money bridge loans
Hard money cash out refinance
Hard money development loans
Hard money loans for multifamily properties
Hard money loans for rental properties
Hard money residential construction loans
Long term hard money loans
New construction hard money loans
Residential hard money loans
Residential rehab hard money loans
Short term hard money loans
80% LTV hard money loans
Buy and hold hard money loans
Commercial hard money loans
Commercial property rehab loans
Hard money bridge loans
Hard money cash out refinance
Hard money commercial construction loans
Hard money development loans
Hard money loans for multifamily properties
Hard money loans for rental properties
Long term hard money loans
New construction hard money loans
Short term hard money loans
Non owner occupied loans
Hard money lenders for buy and hold investors
Hard money lenders for development
Hard money lender for first time investors
Fix and flip hard money lender
Hard money lender for foreclosures
Hard money lender for land
Hard money lender for mobile & manufactured homes
Multifamily hard money lender
Hard money lender for owner occupied homes
Hard money lender for rental properties
Residential hard money lender
Hard money residential construction lender
Multifamily loans
Non owner-occupied commercial real estate loans
Owner-occupied commercial real estate loans
Hard money lenders for buy and hold investors
Commercial hard money lender
Hard money commercial construction lender
Hard money lenders for development
Hard money lender for first time investors
Fix and flip hard money lender
Multifamily hard money lender
A hard money loan is a type of secured loan that's used to buy hard assets—usually real estate. Instead of relying on the creditworthiness of a borrower, hard money lenders instead weigh the merits of the investment that a borrower is looking to fund and use that investment as collateral.
You won't find these loans from traditional lenders such as banks. Instead, they come from individual investors, investing groups and financing companies.
Bridge loans (No rehab)
Term - 12 to 24 months
Interest rates - 10 to 14% annualized (Interest Only)
Fees - 3 to 4% of loan amount
Closing time - 2 to 3 weeks
Fix and Flip
Term - 12 to 24 months
Interest rates - 10 to 14% annualized (Interest Only)
Fees - 3 to 4% of loan amount
Down payment - 20% of purchase price
Rehab - We will finance 100% of the rehab costs
Max loan amount - 70% of the After Repair Value
Rental Loans
Term - 30 years
Loan Types - 5/1 ARM, 7/1 ARM, and 30 year fixed
Purchase - 20% down payment
Refinance - Up to 75% of the appraisal value
Interest rates - 7 to 10%
Fees - 2 to 4% of loan amount
Closing time - 4 weeks
Reminder: We only lend in the name of a business.
Document Checklist:
Articles of Organization
Operating Agreement
IRS Tax ID Letter
Copy of drivers license
Recent 2 month's bank statements
Purchase contract
Loan payoff statement if refinance
Detailed rehab budget (Rehab loans)
Signed lease agreement (Rental loans)
No paystubs, W-2s, or tax returns are required. We don't care about your debt to income ratio or how long you've worked at your current job. You can be self-employed or unemployed as well and you still qualify for a loan.