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Top 25 Private & Hard Money Lenders in the United States

#1

Former investor, Started lending in 2005 and formed he company in 2008. As a successful RE investor, I know what it takes to make a good deal and am willing to help my clients be successful.

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Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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#2

Anchor Loans is the nation’s largest fix-and-flip lending company. We bring borrowers and investors together to create mutually beneficial opportunities for all three parties.

Anchor Loans specializes in lending on rehab properties, and we are proud of the contribution that each of our loans makes in improving the neighborhood in which the renovated property exists.

As a direct, private money lender with extensive access to investment capital, our bridge financing helps thousands of companies quickly and profitably finance their fix-and-flip projects. We provide fast, reliable fix-and-flip funding options.

At Anchor Loans, we know, understand and anticipate the needs of our clients. This results in a lucrative, honest and long-term relationship for everyone.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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#3

CEO and Chief Underwriter of Crescent Lenders, Mario Padilla, is a graduate of California State University, Los Angeles and is a licensed California Real Estate Broker.

With over 20 years of experience in the banking sector Mr.Padilla has solely specialized on the hard money lending market since 2011.

He has worked for such banks as Bank of Boston, Long-Term Credit Bank of Japan and Fuji Bank and served clients in various Fortune 500 companies.

His previous experience in credit underwriting has proven vital to the success of our company for the last 9 years which focuses on funding 1st Trust Deed investments for commercial real estate in California.

Mr. Padilla has underwritten and funded over $150 Million in hard money loans over the last 9 years which are primarily funded by private investors as well as traditional banking institutions.

Mr. Padilla is actively involved with various non-profit organizations and charities in Los Angeles through roles such as Financial Advisor, Trustee and Financial Supporter.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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#4

Carlyle Capital is an asset-based private lender and asset management company in the business of deploying capital against real estate, typically as short-term bridge loans to acquire, refinance, re-purpose, or develop real estate holdings.

Loans funded are primarily based on the collateral and its value, and secondarily based on the borrower’s ability to execute on their business plan. Alongside in-house discretionary capital, Carlyle Capital’s extensive strategic partners provide the ability to competitively fund deals of any magnitude.

We offer debt financing to acquire, refinance, restructure, and develop real estate holdings. By utilizing our own capital, as well as having extensive strategic partners, Carlyle Capital is able to competitively fund deals of any magnitude.

Since our inception in 2000, Carlyle Capital has provided timely real estate financing solutions. Our track record as an owner, lender, and investor has allowed us to create an unrivaled reputation for underwriting and understanding even the most complex of transactions.

Our focus is to provide financing for transactions in a wide range real estate projects of all types, including residential, commercial, multifamily, development, retail, office, industrial, hospitality, land, mobile home and mixed-use.

Carlyle Capital’s comprehensive due diligence process entails understanding the borrower’s priorities and unique characteristics of each deal so that a compelling solution can be offered. Our ability to fund capital needs, even the most challenging, is second to none.

From origination to evaluation to overall debt structure, Carlyle Capital seamlessly delivers competitive and innovative capital for a variety of real estate transactions.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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#5

Doug Perry is the Strategic Financing Advisor at Real Estate Bees. He has extensive experience in all facets of mortgage lending in both centralized and decentralized sales environments, with the capability to devise strategy and optimize productivity via distinct delivery channels.

Doug has held senior leadership positions at 5 Arch, PennyMac, IndyMac, Countrywide Financial and Privlo, a pioneer fintech Non-QM start up.

Doug is also a recognized mortgage finance industry expert featured in segments on CNBC, CNN, Fox News, USA Today and the Wall Street Journal.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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#6

Longhorn Investments was formed in 2008 and has funded thousands of loans since inception. Our complementary businesses include a title company and real estate law practice operating out of our corporate office. Our wealth of experience puts us in the unique position of being able to help investors through all aspects of each transaction. Whether your investment strategy is flipping or long-term rentals, Longhorn is your best option for a hard money financing.

We are a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets. We operate in major metropolitan areas throughout Texas, Tennessee, Missouri, Indiana, and North Carolina.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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#7

We are real estate private money lenders and financial service professionals dedicated to private money lending to real estate investors and creating the financial freedom and mobility that only real estate investing can provide. In addition, we are committed to lending to our neighbors to re-invest in our communities and promote local growth and stability.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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#8

We Lend is a hard money lender focused on servicing real estate investors by providing quick and low-cost capital on their investment properties. We Lend’s approach to lending is centered around the investor, therefore allowing the investor to focus more on their investment and less on the loan process.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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#9

Non-owner-occupied MLO/Broker

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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#10

MAE Capital Real Estate and Loan is a unique Brokerage firm born from the changing Real Estate and Mortgage Industry. Our operating model exemplifies a forward-thinking approach to the Mortgage and Real Estate Industry as a whole, which we apply to the benefit of our Clients.

With over 50 years of Mortgage Brokering/Banking and Real Estate Brokerage experience collectively, the principals, and professionals on staff at MAE Capital Real Estate and Loan are dedicated to providing leading-edge service and competitive interest rates to our Clients. With service being our cornerstone to our customers.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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#11

Gulf States Capital Funding is a direct lender & commercial finance brokerage with direct access to over 100 lenders committed to providing funding for commercial real estate & business capital with over 50 loan products. We fund & facilitate capital in all 50 states and targeted international markets.

Gulf States Capital Funding has created a Broker Associate Network which provides access to our outside lender lineup. Our model is designed to be your back-office infrastructure and your resource to access capital markets. As of December 2019, we had over 125 Broker Associates contracted in over 30 States and expanding.

We offer a mix of commercial real estate loans for both investment and owner-occupied commercial properties. We can structure a financing solution large or small to adapt to what your transaction requires.

We offer recourse and non-recourse commercial real estate financing options. We have extensive experience over the past 20 years in the commercial real estate sector. Other than real estate, we offer a number of liquidity solutions for your business.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
#12

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
#13

Having achieved high levels of success as an entrepreneur, banker, business professional, executive administrator, graphics and marketing consultant and professional singer, Royanne has accumulated great number of years of experience and a variety of valuable skills.

Her creativity, perseverance, tenacity, negotiation, communication and organization skills as well as her experience working with a diverse and high profile customer base, adds value to who she is and what she has to offer.

Today, as a realtor, she is bringing this same plethora of skills and talents to an equally broad variety of clients in South Florida. Royanne is an attentive listener and an able advisor that can be fierce yet fair.

Her devotion to God, in addition to her sensitivity and diligence while employing encouragement and genuine concern, allows her to create a positive experience for both sides in any property transaction.

She is very direct in her business approach, in that, she attends to the client’s needs and matches them to the right property, and then assures an honest and efficient transaction.

As a Private Money Lender Specialist and Realtor in South Florida, she is dedicated to providing exceptional, personalized service for all of her clients.

Royanne takes great pride in the relationships she builds and works relentlessly on the client’s behalf to help them achieve their real estate goals.

She strives to develop long-term relationships with her clients. Her clients come first, therefore, she does her best to ensure constant communication with her clients, keeping them fully informed throughout the entire process.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
#14

We are comprised of experienced, knowledgeable and dedicated professionals. We have expertise in every area of private and institutional real estate financing and hard money mortgages in California and surrounding areas.

Our principals understand and appreciate the profitability and complexities certain transactions bring with them. Often, these complexities provide a hurdle that conventional lenders may never be able to overcome. Regardless of your relationship with them or profitability of the project they reject loans simply because you don’t fit into their box.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
#15

Peak Choice Capital is a private lender providing funding in multiple states throughout the US. We offer short-term hard money bridge loans, buy-and-hold loans, cash-out loans, fix-and-flip loans, DSCR loans, and small-balance commercial loans.

We issue terms between 1- 3 years and loan amounts ranging from $100,000 to $4,000,000.

We make loans on all of the following property types:

- Single-Family Investment Properties
- Short-Term Rental Property
- Multifamily Property
- Mixed-Use Property
- Hospitality

Additional Highlights:

- 24-hour pricing
- No personal income is required
- 2-3 weeks' average closing times
- Hybrid appraisal options available
- New investors welcome

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
#16

We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans nationwide and residential hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender, we can make quick in-house loan decisions, unlike other lenders which can sometimes take weeks. Anybody can do the easy loans, we like difficult loans, no matter how much hair it has we can find a way to make the loan if you have lots of equity. We love loans banks have turned down!

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
#17

Newmark Investment and Loan, Inc. is a private and hard money lender based in Sparks, NV providing real estate investment loans in the state of Nevada.

We specialize in private money (aka “hard money”). By working directly with private money lenders and investors, we are able to finance many “out of the box” transactions.

Darren K. Proulx (rhymes with "true") is the President of Newmark Investment and Loan, Inc. Proulx's experience in the "hard money" lending business started when he was only 23 years old.

Proulx borrowed funds from an equity lender and after securing the private money loan, he built his first home. Proulx is a Licensed California and Nevada General Contractor.

He is the author of "Pay Dirt"; How the Individual Investor Can Bank Land for Great Profit and Avoid Shams, Scams and Worthless Real Estate - available at www.amazon.com

Proulx has personally invested in almost 800 Notes & Deeds of Trust. These investments have helped shape him into an experienced Real Estate Investment Professional.

Darren Proulx resides in Sparks, Nevada with his lovely wife Janet and their six children. He is deeply involved in his community, having served as a Cub Scout Leader, Boy Scout Leader and Reserve Deputy Sheriff, His is also an active volunteer in his church's many charitable activities.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
#18

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
#19

DFW Investor Lending, LLC is an Asset Backed or Hard Money lender. Most importantly, we are a Direct Lender, not a mortgage broker. The funds we loan are from our own private capital sources.

As such, you are dealing directly with the owners – the decision makers – on every call. We aren’t middle men, loan officers or bankers. We are simply investors, just like you, so we “get it.”

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
#20

AMZA Capital specializes in providing real estate investors and business owners with alternative funding options. At AMZA Capital, we work with every client to determine the very best financing option to minimize risks.

We find ways of getting almost every client approved. We believe that no two businesses are the same, which is why no two small business loans should be the same either. Our policy is to customize each loan to the client’s unique needs and situation.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
Responsiveness
5.0
Local expertise
5.0
Negotiation skills
5.0
Communication skills
5.0
Overall professionalism
5.0
#21

Sun Pacific Mortgage is a family-owned business in Sonoma County that my wife and I started way back in 1988. Right from day one, our aim was to help real estate homeowners and buyers, by offering alternative financing for those who had been turned down elsewhere.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
#22

ABEZ Funding Solutions is a direct private money lender for real estate investors. We provide our borrowers with competitive pricing and smooth process with in-house underwriting. We have the capacity to lend on any type of real estate, commercial or residential.

As direct lenders, we are able to provide quick solutions to our clients. Part of our mission is to help as many investors as possible achieve their financial goals through real estate.

Through our loan options and lending partners, we can provide funding for nearly any situation. We are able to secure funding throughout the entire United States as well as international on a case-by-case basis.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

10
RECOMMEND PRO
#23

MM Lending, in Louisville, KY, is a private lending association that provides short-term financing to residential "fix and flip" investors.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
#24

Capital Real Estate is the biggest small company you will find. As a commercial real estate company, we are a fully integrated brokerage, development, and construction firm specializing in the industrial submarket of the Greater Houston area and the Texas Gulf Coast. We’re equipped with professional and talented in-house engineers, architects, developers, builders, and brokers to help you meet your goals.

Not only do we have extensive knowledge in the industrial real estate industry, we also pride ourselves on providing excellent customer service. At Capital Real Estate, we’re happy to answer the phone when you call and meet with you in person to sit down, roll out a plan, and discuss a project from every angle to ensure you get what you want at a price you can afford.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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#25

GoKapital is an experienced real estate loan broker with best-in-class alternative loan products for investors.  We offer hard money loans, bridge loans, commercial mortgages with terms up to 30 years, cashout refinancing, up to 100% of rehab funds for fix and flip, rental investment property loans, foreign national financing, ground up construction, and more.  Financing is offered nationwide.

Recommendations

Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

RECOMMEND PRO
Responsiveness
5.0
Local expertise
5.0
Negotiation skills
5.0
Communication skills
5.0
Overall professionalism
5.0
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Find Top Local Residential and Commercial Private and Hard Money Lenders in Your Area

Finding sources of private money for real estate investors new to the industry can be difficult. Those custom, manufactured, small mobile homes, and commercial properties that are waiting to be fixed and flipped promise a good profit. But how do you get a hard money loan for such a project? Those empty apartment buildings you’ve had your eye on for some time are just waiting for some rehab. But it’s going to take a lot of hard cash and time before they can start producing income. What about that apartment complex with the motivated seller? You are so confident that if you could buy and hold those rental properties for ten years, you could get a twelve percent ROI. But it’s going to take a sizeable hard money mortgage to pull it off.

We help real estate investors in your area, and nationwide, who want to have a list of legitimate private money lenders to approach for financing their projects. We have studied the industry’s leading commercial and residential hard money lending companies, and compiled our research in our directory of top-rated hard money lenders. Whether you are buying a residential,commercial, or industrial investment property or refinancing one you already have, we can help you get in touch with the right lenders.

Frequently Asked Questions

What is a hard money loan in real estate investing?

A hard money loan is a method for financing investment properties such as single family homes, condos, multifamily apartment buildings, retail or industrial properties, and other income generating real estate.

A hard money loan is usually used for riskier investments, such as buying a property in bad condition to rehab and resell it. In this situation it’s unlikely to get approved for a loan by a traditional residential or commercial mortgage lender. But hard money lenders provide cash for such deals, however, with a higher interest rate and additional fees.

Another reason is that getting a hard money loan is a much quicker and less bureaucratic process than getting a traditional financing. This can be important if an investor finds a very attractive investing opportunity that they don’t want to lose to a quicker competitor.

How does a hard money loan work?

Who is a hard money lender?

How to find a local hard money lender

What is the difference between a private money vs. hard money lender?

Do hard money lenders check credit?

Do hard money lenders require a down payment?

What are the typical hard money loan rates?

What are the requirements for getting a hard money loan?

How to get a hard money loan?

Do hard money lenders need to be licensed?

Hard money loan vs traditional mortgage—what’s the difference?

What is the difference between direct hard money lenders and hard money brokers?

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