Top 25 Private & Hard Money Lenders in the United States
Founded in 2009 as a nationwide, non-conforming commercial lender, South End Capital became a division of Stearns Bank N.A., a $2.3 billion financial institution, in June of 2021. Our innovative balance-sheet lending and comprehensive marketplace financing delivers a full spectrum of capital solutions for emerging and expanding businesses. South End Capital’s tech-enabled platform and premier customer support offers equal access to industry-leading conventional and alternative equipment, real estate, and business funding.
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I’m a Certified Private Money Broker who works with many different lenders to provide loans for a real estate investors, who are looking to do wholesaling, fix and flips, short/long-term rental loans and commercial property loans.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Non-owner-occupied MLO/Broker
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Investor Loan Source, a hard money lending company, provides high-quality investment property loans to private real estate investors at the lowest costs possible.
Our process for providing real estate investors with private lending is unique. We place emphasis on the hard asset and value of the collateral (property) and less on the borrower.
Our asset-based real estate investment loan model means we can provide more money lending to more investors than is available from standard bank loan models.
At Investor Loan Source, providing real estate investors hard money loans is our business; it’s all we do. We offer several business real estate loans products designed to serve a variety of investors and property profiles, including hard money lending for properties to sell on owner finance.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
InstaLend is a nationwide non-bank real estate lender providing investment property loans for residential 1-4, multi-family and mixed-use properties. Our company provides fast & reliable financing for fix & flip, rentals and new construction loans.
Whether it's your first or fiftieth real estate investment, InstaLend meets all your short-term and long-term investment needs with its competitive rates and diverse loan programs.
Our objective is to empower real estate operators to get access to capital at lower rates in far less time than they would with alternative lenders. Submit your loan application online and get a loan commitment the same day!
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Most people know that many real estate investors go to traditional lenders, such as banks, only to be turned down for credit, self-employment income, closing in their companies name or having too many properties in their portfolio.
Rejection makes a person feel defeated, hopeless and in this case
un-fundable. Versair Private Money offers loan products with a list of hard money investors who require no FICO minimums, no tax returns, encourages closing as your company and allows as many properties as you’d like to invest into.
You as a real estate investor, will find that it’s less effort on your end sourcing the funding as we do the sourcing for you. When you wake up the next day and see that loan quote in your inbox, you’ll be blown away and full of hope again knowing that there is a chance for victory in your investing career once again or for the
first time.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
We help families get loans to finance their dream home. We feel that your happiness is our satisfaction. You get a personalized service that is not found elsewhere. Our team strives to give you a hassle-free service for selling, buying, obtaining a loan, and closing loans fast.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Anchor Loans is the nation’s largest fix-and-flip lending company. We bring borrowers and investors together to create mutually beneficial opportunities for all three parties.
Anchor Loans specializes in lending on rehab properties, and we are proud of the contribution that each of our loans makes in improving the neighborhood in which the renovated property exists.
As a direct, private money lender with extensive access to investment capital, our bridge financing helps thousands of companies quickly and profitably finance their fix-and-flip projects. We provide fast, reliable fix-and-flip funding options.
At Anchor Loans, we know, understand and anticipate the needs of our clients. This results in a lucrative, honest and long-term relationship for everyone.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
BD Capital is a direct lender specializing in fast and creative solutions for immediate real estate investor financing needs. We were founded in 2015 with a mission to transform the current private lending landscape by offering a family office environment with competitive lending parameters. We have funded hundreds of loans outstanding and completed.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Real estate professional with over 15 years of experience as a real estate agent, mortgage banker, and current owner and operator of Unlimited Funding, a hard money lending brokerage based in Atlanta, GA.
Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
We originate loans to investors who purchase and renovate non-owner occupied investment properties in Houston, Texas. Our rates are as low as 9.99% and we fund in as little as 7 days.
Our parent company operates two investment funds and our team has a strong track record in residential investments. We understand your needs, we provide the support you need, and we fund your deals fast using our own funds.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan within 24 hours of receiving an inquiry and close within 48 hours. There is no fee for loan processing or other non essential fees. Simple 3 document closing. Loan rates as low as 8% with a 1% origination fee.
Because we don’t charge for an appraisal, review fees, inspection fees or other origination costs and because you pay only for the money you have borrowed and do not pay for money held for remodeling, you will save substantial money compared to most loan programs. Our customers throughout the Colorado Front Range from Fort Collins in the north to Colorado Springs in the south come back to us for future lending needs because they save money and find the loan process easier.
We make hard money real estate loans with the lowest available interest rates. Most loans have no costs for appraisals, processing or other fees. If necessary, we can give you a loan commitment within 24 hours.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
DFW Investor Lending, LLC is an Asset Backed or Hard Money lender. Most importantly, we are a Direct Lender, not a mortgage broker. The funds we loan are from our own private capital sources.
As such, you are dealing directly with the owners – the decision makers – on every call. We aren’t middle men, loan officers or bankers. We are simply investors, just like you, so we “get it.”
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Stratton Equities is the Leading Nationwide Private Money and NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof.
Our team is owned and operated by leading industry professionals, providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Stratton Equities.
Our Hard Money and Direct Private Money loan programs support the following investment projects:
DSCR
NO-DOC
Fix and Flip
Soft Money Loans
Cash Out – Refinance
Fixed Commercial Loans
Commercial Bridge Loans
Bridge Loans
Stated Income/No-Income Verification Loans
Rental Loans
Foreclosure Bailout Loan
Blanket Loans
Fixed Rental Programs
Multi-Family Loan
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Bellwether Funding, LLC is your source for private lending, bridge loans, asset based lending and any other private funding source. We hope our website offers you the start you need to get to your business destination. We at Bellwether understand how difficult it is to navigate the vast landscape that is commercial lending. We feel confident that we can help provide the direction needed to get our clients to the best solution for their business needs.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
I have been in the financial service business as an independent CPA and financial adviser since 1988. In 2009 I started Secure Funding, LLC to fund deals of rehabbers and flippers. Since then we have funded hundreds of projects in the construction industry. We are not a broker, and use only our own funds.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
GoKapital is an experienced real estate loan broker with best-in-class alternative loan products for investors. We offer hard money loans, bridge loans, commercial mortgages with terms up to 30 years, cashout refinancing, up to 100% of rehab funds for fix and flip, rental investment property loans, foreign national financing, ground up construction, and more. Financing is offered nationwide.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Experienced Entrepreneur with a demonstrated history of Proven Results working in the Real Estate Industry. Skilled in Negotiation, Sales, Leveraged Finance, and Investment Strategies. Strong business development professional with a BA focused in Communication from Washington State University.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Prime Plus Mortgages is a licensed hard money lending company. We specialize in hard money loans, or HMLs, for developers, property flippers and buy-and-hold strategists, and more. HML programs make private money available for small to medium scale projects.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Offering funding solutions for multiple projects ranging from Fix & Flips to Rental loans short/long-term. Placing more of your hard-earned money in your pockets while providing you with competitive rates and LTV AND finding funding for businesses with a lower than 620 credit score. set me apart from my competition.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans nationwide and residential hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender, we can make quick in-house loan decisions, unlike other lenders which can sometimes take weeks. Anybody can do the easy loans, we like difficult loans, no matter how much hair it has we can find a way to make the loan if you have lots of equity. We love loans banks have turned down!
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Former investor, Started lending in 2005 and formed he company in 2008. As a successful RE investor, I know what it takes to make a good deal and am willing to help my clients be successful.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Blue Gate Capital is a private money lender focused on servicing our real estate investors by providing fast and low-cost capital on their investment properties.
Blue Gate’s approach to lending is centered around creating a smooth process for the investor, allowing the investor to focus more on their investment and less on the loan process.
We are committed to providing competitive & reliable funding for our borrowers so that they know they have a partner for their funding needs.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Paces Funding is a private hard money lender working directly with the public. As a direct lender based out of Atlanta, we offer many services which traditional institutions are unable to provide. We originate, review, underwrite, fund, and service our own loans. We do not need to search for private investors to fund your loan meaning we always have funds to close. This has allowed us to streamline our process and gives us the ability to fund on projects that meet our criteria within days.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
your company to this list?
Find Top Local Residential and Commercial Private and Hard Money Lenders in Your Area
Finding sources of private money for real estate investors new to the industry can be difficult. Those custom, manufactured, small mobile homes, and commercial properties that are waiting to be fixed and flipped promise a good profit. But how do you get a hard money loan for such a project? Those empty apartment buildings you’ve had your eye on for some time are just waiting for some rehab. But it’s going to take a lot of hard cash and time before they can start producing income. What about that apartment complex with the motivated seller? You are so confident that if you could buy and hold those rental properties for ten years, you could get a twelve percent ROI. But it’s going to take a sizeable hard money mortgage to pull it off.
We help real estate investors in your area, and nationwide, who want to have a list of legitimate private money lenders to approach for financing their projects. We have studied the industry’s leading commercial and residential hard money lending companies, and compiled our research in our directory of top-rated hard money lenders. Whether you are buying a residential,commercial, or industrial investment property or refinancing one you already have, we can help you get in touch with the right lenders.
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Frequently Asked Questions
What is a hard money loan in real estate investing?
A hard money loan is a method for financing investment properties such as single family homes, condos, multifamily apartment buildings, retail or industrial properties, and other income generating real estate.
A hard money loan is usually used for riskier investments, such as buying a property in bad condition to rehab and resell it. In this situation it’s unlikely to get approved for a loan by a traditional residential or commercial mortgage lender. But hard money lenders provide cash for such deals, however, with a higher interest rate and additional fees.
Another reason is that getting a hard money loan is a much quicker and less bureaucratic process than getting a traditional financing. This can be important if an investor finds a very attractive investing opportunity that they don’t want to lose to a quicker competitor.