Top 10 Douglas Lenders

Over the past twenty-five years, I have had the rewarding privilege of originating residential home loans. Whether it comes to a home purchase or a home refinance. I strive to help guide you with the most important investment: your new home.

I understand how important this is to my clients and value prioritizing my clients and their needs. I am passionate about connecting with people and creating lasting relationships, as I believe this only strengthens our experience working together.

I am always honored and humbled to work with new referrals. I specialize in as first time homebuyers and all lending programs including conventional, FHA, USDA, and VA.

Additionally, for the past six years, I have proudly been a Homes for Heroes Lender and am certified as a Veteran Loan Specialist. During this time have helped over 50 families and given back over $25,000!

This allows me a small way to reward those who make our lives better for the services they provide daily; heroes include: Veterans, Police Officers, Firefighters, Teachers, Healthcare workers. Novus Home Mortgage is part of a Federally chartered bank Ixonia. As such am able to originate in all states with the exception of AK, MD, and NY.

Outside of the office, I am an avid bowler, sports nut, and motorcyclist. My wonderful wife, Judy, and I have been married for 30 years, and together we have four children, ages 27, 25, 22 and 22.

At Obsidian Financial Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.

We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial.

Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

CN Property Funding is a full service Commercial Mortgage brokerage firm matching commercial property owners with the best of financing from our lending institution partners. These include Banks, Private Investors as well as Hard Money lenders.

CN Property Funding provides funding for the purchase or refinance of all types of commercial properties including portfolio single family residences, mixed use properties, multifamily residences up to 40 units or more and any other type of commercial real estate.

We assist commercial real estate investors either an individual investor or an LLC in securing the best financing for their project at the best rate, lowest cost and quickest turn time.

We’ve partnered with over 40 hand-selected lenders nationwide and provide our own direct in-house funding to help your business with competitive offers, longer payback periods and varying product types to ensure you qualify for the very best financing available on the market today.

With over 15 years of experience in the financial services industry, I am a mortgage lending expert and a proven leader in the consumer-direct mortgage brokerage and lending space.

As the President and CEO of Client Direct Mortgage, I leverage industry-leading technology and access to tons of loan types to help borrowers purchase or refinance fast and efficiently.

INSIGNIA Financial Services, LLC is a non-bank lender, intermediary, and capital markets advisory firm. We provide access to a broad array of debt and equity capital for real estate collateral in all markets nationwide.

Eligible property types span the full spectrum of income producing and owner-occupied commercial real estate, including multifamily, single family, industrial, retail, hospitality, self-storage and others.

Our roots are deeply entrenched in working diligently with real estate investors and entrepreneurs to enable successful outcomes in today's complex operating environment, where strategy, liquidity, and execution are paramount.

We also provide private capital to investors for time sensitive, opportunistic transactions in which traditional financing isn’t an option.

We are your one stop shop for Real Estate Financing!
RAM Capital Partners is a brokerage for property financing. We have relationships with private lenders and investors nationwide that allow us to find the best deal possible for our clients. We focus on commercial and residential investments. Every deal has a home and we will do everything in our power to get what you need. We pride ourselves on transparency and honesty. Reach out today to see how we can help you get what you want.

l'm a direct lender offering all kinds of loans at 5%interest with a maximum funding period of 3 days. My fund invests in innovative and disruptive early stage businesses and support them on their journey, Our Els provides follow-on capital to fully exploit commercialization of a proven business model.

Mann Mortgage is a trusted and family-owned home lending company based in Montana & licensed in 30+ states. We offer conventional loans, renovation loans, innovative construction loans, and reverse mortgages.

Since our humble beginnings in 1989, Mann Mortgage has held true to our founding values, and has created a reputation of quality support and growth in the markets we serve. Our team helps qualified borrowers to fulfill their dreams of home ownership with ease.

Nextres, LLC is a wholesale mortgage lender. We are progressive, knowledgeable, and innovative, with advanced technology. At Nextres you can expect top-notch customer service from seasoned industry professionals that you can trust.

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,