Top 10 Maricopa Lenders

We are your one stop shop for Real Estate Financing!
RAM Capital Partners is a brokerage for property financing. We have relationships with private lenders and investors nationwide that allow us to find the best deal possible for our clients. We focus on commercial and residential investments. Every deal has a home and we will do everything in our power to get what you need. We pride ourselves on transparency and honesty. Reach out today to see how we can help you get what you want.

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,

Mann Mortgage is a trusted and family-owned home lending company based in Montana & licensed in 30+ states. We offer conventional loans, renovation loans, innovative construction loans, and reverse mortgages.

Since our humble beginnings in 1989, Mann Mortgage has held true to our founding values, and has created a reputation of quality support and growth in the markets we serve. Our team helps qualified borrowers to fulfill their dreams of home ownership with ease.

With over 15 years of experience in the financial services industry, I am a mortgage lending expert and a proven leader in the consumer-direct mortgage brokerage and lending space.

As the President and CEO of Client Direct Mortgage, I leverage industry-leading technology and access to tons of loan types to help borrowers purchase or refinance fast and efficiently.

I’m Miles Brady, your trusted Mortgage Loan Officer. With a deep passion for assisting clients in realizing their homeownership dreams, I specialize in offering tailored mortgage solutions, ensuring quick approvals, and navigating unique employment contracts. Let's work together to make your homeownership journey seamless and successful.

At TCW Capital Finance, we’re proud to offer our clients choices. We carry a comprehensive portfolio of business loans that are designed to provide you with tailored financing to meet your unique business needs.

In addition to offering commercial finance options designed to help your business grow, you’ll receive personalized service from our team of experienced, friendly financial professionals. Let us help you meet your expansion, equipment, and real estate needs with our loan portfolio options.

I began my mortgage career in 2003 while attending Utah Valley University. In 2008, I graduated with a Bachelor’s of Science in business management, focusing specifically on finance and banking. After beginning to work with a new mortgage company in 2009, I found my passion of working directly with veterans.

To date, I have personally assisted with helping 1,188 National Guard members, Reservists and veterans across the United States use their VA loan. In 2011, 2012 and 2013, I was ranked as a “Top VA Loan Originator” by Mortgage Industry Magazine Scotsman Guide.

To serve my clients in better ways, in 2013 I began to originate on my own. With customer service as my focus, I joined Supreme Lending in 2014 to ensure all of clients’ experience went from great to supreme.

With a wide range of experience of helping individuals and families, real estate investors and clients to make home ownership a reality. My expertise ranges from VA loans to conventional, Jumbo, FHA and USDA loan programs and everything in-between.

Today, I proudly carry on a family tradition of military service by serving in the United States Air Force as a Security Forces Specialist in the Utah Air National Guard and have deployed in support of Operation Inherent Resolve.

I have been presented with an Air Force Achievement Medal, an Outstanding Unit Award and earned an Associate’s degree in Criminal Justice from the Community College of the Air Force.

I’m married with two kids and enjoy spending time with family and friends, snowboarding, camping and traveling in my spare time. From assessing your credit to opening the doors to your dream home, I am the loan officer to make your home buying experience a supreme one.

Theodore is a Chief Executive Officer at TMD Capital, LLC, a national, direct, private lender. Theodore has demonstrated excellence in the commercial lending, and residential real estate industries.

He is skilled in Sales, Communication, Loan Pricing, Teamwork, and Marketing. Strong business development professional focused in Finance, The Peter J. Tobin College of Business at St. John's University.

We are a DIRECT hard money lender, offering fix and flip lending with rates starting at 8.99% and 3 points. We offer same day approvals, and can close in 4-6 days. We lend nationwide, and will finance up to 90% of the purchase price, and 100% of repairs.

Udo Ibe is an experienced Mortgage Professional with a demonstrated history of working in the financial services industry. Udo takes the time to help his clients make the best decisions for themselves and their families by simplifying the mortgage process through easy-to-understand education.

As a loan officer at Geneva Financial, Udo works closely with clients to understand their financial goals and develop customized lending solutions that fit their unique circumstances.

He is passionate about helping his clients achieve their dreams of homeownership, business ownership, and financial stability. His dedication to providing exceptional service and building long-lasting relationships has earned him a loyal following of satisfied clients.