Top 10 Yuma Lenders
We are your one stop shop for Real Estate Financing!
RAM Capital Partners is a brokerage for property financing. We have relationships with private lenders and investors nationwide that allow us to find the best deal possible for our clients. We focus on commercial and residential investments. Every deal has a home and we will do everything in our power to get what you need. We pride ourselves on transparency and honesty. Reach out today to see how we can help you get what you want.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Hi Realtor Partners,
Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)
• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors
For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too
Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.
(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)
Sincerely,
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
As a mortgage professional specializing in cash out loans, purchase mortgages, and helping borrowers repair their credit, I pride myself in excellent customer service and attention to detail. I work closely with home buyers to determine the best loan type to meet their needs and provide competitive rates.
I am highly experienced with first time home buyer programs, jumbo mortgages, condo financing, conventional, VA mortgage, FHA, and 500 credit borrowers. I maintain an open line of communication with my clients to provide comfort and security throughout the process.
My strong work ethic, communication skills, and dedication to my valued clients ensures smooth closings and satisfied new homeowners.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Next-Financing provides real estate loans to investors nationwide via a simplified, easy-to-navigate application/approval/funding process. We currently offer a full suite of real estate loan products.
Our focus is on the broker and investor community – in search of alternative financing after the banks have turned them down. We are a one-stop-shop with direct involvement from beginning to end.
From loan submission to funding, we handle the process in-house. With today’s ever-changing guidelines, we do everything possible to assist our clients and broker partners, offering a national lending platform with defined rate sheets, easy-to-understand underwriting guidelines, and in-house discretionary capital.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
I started in the mortgage business in 2013 as a Loan Officer Assistant and would study guidelines to perfected my future profession. I eventually worked my way up to being a Mortgage Loan Officer in 2014 and was employed with LoanDepot for 3 years.
I then left and moved on to a smaller company Paramount Equity Mortgage that was eventually changed to LoanPal, that is where I got a big understanding of Solar Loans as they serviced over 1 billion dollars worth of solar loans.
From there I moved on to Mr. Cooper one of the largest Non Bank Servicers in the country. That was my last and final stop in the corporate world as I moved on in 2020 to being on my own and starting my own business. I know have been an Independent Mortgage Broker since 10/2020.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Theodore is a Chief Executive Officer at TMD Capital, LLC, a national, direct, private lender. Theodore has demonstrated excellence in the commercial lending, and residential real estate industries.
He is skilled in Sales, Communication, Loan Pricing, Teamwork, and Marketing. Strong business development professional focused in Finance, The Peter J. Tobin College of Business at St. John's University.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
We are a DIRECT hard money lender, offering fix and flip lending with rates starting at 8.99% and 3 points. We offer same day approvals, and can close in 4-6 days. We lend nationwide, and will finance up to 90% of the purchase price, and 100% of repairs.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Over the past twenty-five years, I have had the rewarding privilege of originating residential home loans. Whether it comes to a home purchase or a home refinance. I strive to help guide you with the most important investment: your new home.
I understand how important this is to my clients and value prioritizing my clients and their needs. I am passionate about connecting with people and creating lasting relationships, as I believe this only strengthens our experience working together.
I am always honored and humbled to work with new referrals. I specialize in as first time homebuyers and all lending programs including conventional, FHA, USDA, and VA.
Additionally, for the past six years, I have proudly been a Homes for Heroes Lender and am certified as a Veteran Loan Specialist. During this time have helped over 50 families and given back over $25,000!
This allows me a small way to reward those who make our lives better for the services they provide daily; heroes include: Veterans, Police Officers, Firefighters, Teachers, Healthcare workers. Novus Home Mortgage is part of a Federally chartered bank Ixonia. As such am able to originate in all states with the exception of AK, MD, and NY.
Outside of the office, I am an avid bowler, sports nut, and motorcyclist. My wonderful wife, Judy, and I have been married for 30 years, and together we have four children, ages 27, 25, 22 and 22.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Wendy has been in the real estate industry collectively for 28 years, initially licensed in 1987. She worked solo and in big brick and mortar offices, and went virtual in 2017, but recently joined Fathom Realty as its State Broker.
In 2020, Wendy decided to become licensed as a Loan Officer and is approved to write mortgages in nearly half the states in the U.S. Wendy has achieved the Graduate Realtors Institute (GRI), Certified Residential Specialist (CRS) and e-Pro designations from the Natl. Assn. of Realtors, which are symbols of excellence in the real estate industry.
Only a small percentage of all agents earn the CRS designation. Wendy enjoys working with clients and colleagues virtually, through Cloud-Based technologies.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Aureus Finance Group is a private lender that focuses on customized products for residential real estate investors. With Aureus’ extensive lending experience, diverse skill sets, and advanced technologies we provide ideal-fit products to investors/borrowers along with an unmatched, high level of concierge-style service.
Aureus Finance Group is revolutionizing the real estate industry by leading the development of new, innovative, and customized loan products to meet the unique needs of our borrowers.
Experts at handling all types of loans, we’re powered by people who work closely with you to help your business thrive. Discover why more and more professional real estate investors are choosing Aureus as their loan partner.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
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