Top 10 Cathedral City Lenders

Over the past twenty-five years, I have had the rewarding privilege of originating residential home loans. Whether it comes to a home purchase or a home refinance. I strive to help guide you with the most important investment: your new home.

I understand how important this is to my clients and value prioritizing my clients and their needs. I am passionate about connecting with people and creating lasting relationships, as I believe this only strengthens our experience working together.

I am always honored and humbled to work with new referrals. I specialize in as first time homebuyers and all lending programs including conventional, FHA, USDA, and VA.

Additionally, for the past six years, I have proudly been a Homes for Heroes Lender and am certified as a Veteran Loan Specialist. During this time have helped over 50 families and given back over $25,000!

This allows me a small way to reward those who make our lives better for the services they provide daily; heroes include: Veterans, Police Officers, Firefighters, Teachers, Healthcare workers. Novus Home Mortgage is part of a Federally chartered bank Ixonia. As such am able to originate in all states with the exception of AK, MD, and NY.

Outside of the office, I am an avid bowler, sports nut, and motorcyclist. My wonderful wife, Judy, and I have been married for 30 years, and together we have four children, ages 27, 25, 22 and 22.

Groves Capital is a large direct lender and mortgage broker. We offer all types of loans from residential to commercial as well as hard/private money. Our specialty is working with residential real estate investors that want to expand their portfolios without sending income documents and prefer to qualify based off the asset and how it performs.

We also work with difficult to fund projects and lend on large multifamily properties up to 250 units as well as unique commercial and mixed use properties. We have over 160 investors that purchase our loans and will find the best outlet for your specific situation.

We can often lend at a higher loan to value, offer unique products to help investors cash flow including our 40 year interest only loan and can typically find you a lower rate and payment. Reach out to us to see how we can help you today.

Doster Capital Group is a private finance company for businesses and real estate investors, headquartered in Orlando FL. We provide investors, business owners and developers with funding for real estate investment ventures.

In turn, our clients are able to build their real estate portfolios and further their business empire. Doster Capital Group is an efficient and competitive capital source . We ensure our clients are well informed of every step of the process.

With over 15 years of experience in the financial services industry, I am a mortgage lending expert and a proven leader in the consumer-direct mortgage brokerage and lending space.

As the President and CEO of Client Direct Mortgage, I leverage industry-leading technology and access to tons of loan types to help borrowers purchase or refinance fast and efficiently.

Seasoned Real Estate Finance and Entertainment Executive. Amassing nearly $500 million in career sales and investments, positioning Leffridge as a sought-after motivational speaker and real estate investing educator teaching the fundamentals of real estate investment principles.

As the Founder of The Leffridge Companies, Inc., his experience and tenacity have allowed him to provide his clients with lucrative strategies in a wide spectrum of real estate opportunities.

His portfolio encompasses a broad range of investment groups and individuals, which including fortune 100 companies, foreign nationals, government agencies, developers, athletes and celebrity entertainers.

Leffridge has been featured on ABC, NBC, CBS, Fox, BET, Billboard, Vibe, AllKPOP, Forbes and others.

Udo Ibe is an experienced Mortgage Professional with a demonstrated history of working in the financial services industry. Udo takes the time to help his clients make the best decisions for themselves and their families by simplifying the mortgage process through easy-to-understand education.

As a loan officer at Geneva Financial, Udo works closely with clients to understand their financial goals and develop customized lending solutions that fit their unique circumstances.

He is passionate about helping his clients achieve their dreams of homeownership, business ownership, and financial stability. His dedication to providing exceptional service and building long-lasting relationships has earned him a loyal following of satisfied clients.

I'm a loan officer at Hillcrest Lending Inc. based in Glendale, CA. Utilizing my experience in many loan types, and a vast number of lender relationships, I will find the best loan program for your needs and get the deal closed.

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,

INSIGNIA Financial Services, LLC is a non-bank lender, intermediary, and capital markets advisory firm. We provide access to a broad array of debt and equity capital for real estate collateral in all markets nationwide.

Eligible property types span the full spectrum of income producing and owner-occupied commercial real estate, including multifamily, single family, industrial, retail, hospitality, self-storage and others.

Our roots are deeply entrenched in working diligently with real estate investors and entrepreneurs to enable successful outcomes in today's complex operating environment, where strategy, liquidity, and execution are paramount.

We also provide private capital to investors for time sensitive, opportunistic transactions in which traditional financing isn’t an option.

Mortgage Broker at X2 Mortgage
3+ years of Mortgage Lending Experience
$150M+ loan volume funded
If there is a loan out there, we can do it! This is the benefit of working with a Mortgage Broker