Top 10 Chula Vista Lenders

Bradley Portner is a Loan Originator Assistant at Park Place Finance, a direct hard money lender.

We are a DIRECT hard money lender, offering fix and flip lending with rates starting at 8.99% and 3 points. We offer same day approvals, and can close in 4-6 days. We lend nationwide, and will finance up to 90% of the purchase price, and 100% of repairs.

Rebecca is a loan officer at Ennkar, Inc. Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better.

Our mission is to help each and every household find and acquire the loan that is right for them and their family. Our goal is to become the first & primary resource center for financing your home.

I am a mortgage advisor at Loan Factory, Inc. We help property owners with refinancing or selling to capture that hard-earned equity as well as buying to hedge against inflation. I deliver life-changing advice one client at a time through real estate and mortgage services!

Udo Ibe is an experienced Mortgage Professional with a demonstrated history of working in the financial services industry. Udo takes the time to help his clients make the best decisions for themselves and their families by simplifying the mortgage process through easy-to-understand education.

As a loan officer at Geneva Financial, Udo works closely with clients to understand their financial goals and develop customized lending solutions that fit their unique circumstances.

He is passionate about helping his clients achieve their dreams of homeownership, business ownership, and financial stability. His dedication to providing exceptional service and building long-lasting relationships has earned him a loyal following of satisfied clients.

Michael is a loan officer at United Mortgage Corporation of America. We service clients from purchase to refinance, forward to reverse, residential to commercial, construction to government. we are licensed in CA, CO, MT, TX, and WA.

Groves Capital is a large direct lender and mortgage broker. We offer all types of loans from residential to commercial as well as hard/private money. Our specialty is working with residential real estate investors that want to expand their portfolios without sending income documents and prefer to qualify based off the asset and how it performs.

We also work with difficult to fund projects and lend on large multifamily properties up to 250 units as well as unique commercial and mixed use properties. We have over 160 investors that purchase our loans and will find the best outlet for your specific situation.

We can often lend at a higher loan to value, offer unique products to help investors cash flow including our 40 year interest only loan and can typically find you a lower rate and payment. Reach out to us to see how we can help you today.

I started in the mortgage business in 2013 as a Loan Officer Assistant and would study guidelines to perfected my future profession. I eventually worked my way up to being a Mortgage Loan Officer in 2014 and was employed with LoanDepot for 3 years.

I then left and moved on to a smaller company Paramount Equity Mortgage that was eventually changed to LoanPal, that is where I got a big understanding of Solar Loans as they serviced over 1 billion dollars worth of solar loans.

From there I moved on to Mr. Cooper one of the largest Non Bank Servicers in the country. That was my last and final stop in the corporate world as I moved on in 2020 to being on my own and starting my own business. I know have been an Independent Mortgage Broker since 10/2020.

Next-Financing provides real estate loans to investors nationwide via a simplified, easy-to-navigate application/approval/funding process. We currently offer a full suite of real estate loan products.

Our focus is on the broker and investor community – in search of alternative financing after the banks have turned them down. We are a one-stop-shop with direct involvement from beginning to end.

From loan submission to funding, we handle the process in-house. With today’s ever-changing guidelines, we do everything possible to assist our clients and broker partners, offering a national lending platform with defined rate sheets, easy-to-understand underwriting guidelines, and in-house discretionary capital.

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.