Top 10 El Cajon Lenders

Michael is a loan officer at United Mortgage Corporation of America. We service clients from purchase to refinance, forward to reverse, residential to commercial, construction to government. we are licensed in CA, CO, MT, TX, and WA.

Rebecca is a loan officer at Ennkar, Inc. Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better.

Our mission is to help each and every household find and acquire the loan that is right for them and their family. Our goal is to become the first & primary resource center for financing your home.

Over the past twenty-five years, I have had the rewarding privilege of originating residential home loans. Whether it comes to a home purchase or a home refinance. I strive to help guide you with the most important investment: your new home.

I understand how important this is to my clients and value prioritizing my clients and their needs. I am passionate about connecting with people and creating lasting relationships, as I believe this only strengthens our experience working together.

I am always honored and humbled to work with new referrals. I specialize in as first time homebuyers and all lending programs including conventional, FHA, USDA, and VA.

Additionally, for the past six years, I have proudly been a Homes for Heroes Lender and am certified as a Veteran Loan Specialist. During this time have helped over 50 families and given back over $25,000!

This allows me a small way to reward those who make our lives better for the services they provide daily; heroes include: Veterans, Police Officers, Firefighters, Teachers, Healthcare workers. Novus Home Mortgage is part of a Federally chartered bank Ixonia. As such am able to originate in all states with the exception of AK, MD, and NY.

Outside of the office, I am an avid bowler, sports nut, and motorcyclist. My wonderful wife, Judy, and I have been married for 30 years, and together we have four children, ages 27, 25, 22 and 22.

Nicholas Hubbard is the Managing Principal at Nathan Capital Group, the number one source for commercial bridge loans and ground up construction financing.

We're dedicated to providing experienced investors & developers the best capital structures for your projects, with a focus on dependability. customer service, and integrity.

Joseph Splendido is the President at Colonial Mortgage Service Co. of America, a trusted local lender specializing in commercial, residential and investment loans.

Emerge Lending Group is a nationwide (non-bank) lending company specializing in rental property loans, portfolio loans, renovation, bridge and ground-up. It was founded for the sole purpose of delivering to business owners quick and reliable financing to buy real estate.

I am an experienced real estate investor and loan broker with over 20 years of experience in the industry. I have sold real estate as a licensed agent, originated conventional mortgages, and arranged hundreds of millions of dollars’ worth of real estate transactions, from commercial financing, construction loans, and bridge deals.

Currently, I am Managing Director of PACE Equity, where I arrange financing for commercial development and renovation funding nationwide. I also originate HUD, SBA, bridge loans, and other types of creative financing for many different situations.

Over the past 20 years in real estate, I have created a platform of financial partners to get all kinds of projects funded. Recently, I re-located from the San Francisco Bay Area to Las Vegas, Nevada.

I still do considerable business in Northern California but, over the years, my reach and network has expanded nationwide. I can conduct business from anywhere and serve people all over the US.

Wendy has been in the real estate industry collectively for 28 years, initially licensed in 1987. She worked solo and in big brick and mortar offices, and went virtual in 2017, but recently joined Fathom Realty as its State Broker.

In 2020, Wendy decided to become licensed as a Loan Officer and is approved to write mortgages in nearly half the states in the U.S. Wendy has achieved the Graduate Realtors Institute (GRI), Certified Residential Specialist (CRS) and e-Pro designations from the Natl. Assn. of Realtors, which are symbols of excellence in the real estate industry.

Only a small percentage of all agents earn the CRS designation. Wendy enjoys working with clients and colleagues virtually, through Cloud-Based technologies.

I am a mortgage broker deeply committed to guiding individuals through the intricate terrain of home financing. I firmly believe in personalized, empathetic service. For me, it's not just about securing the best rates; it's about understanding the unique dreams, aspirations, and uncertainties of each client.

My goal is to be a beacon of transparency and honesty, ensuring that every client feels empowered and informed throughout the process, whether they're first-time buyers or seasoned investors. I'm here as a sincere and dedicated advisor, ready to support and guide you in achieving your homeownership goals.

My name is Igwe and I'm a commercial broker at NOI Investments, LLC. We specialize in hard money/bridge loans and DSCR loans (Debt Service Coverage Ratio which are used to secure rental properties).

We go as low as a 0.80 Ratio and cover condos, town houses, PUDs, mixed use, 1-100 units. Loans start off at $125,000 ($70,000 for Hard money/new construction financing) and can go as high as $10,000,000 for multi-family units (up to 100 units).

I’m Miles Brady, your trusted Mortgage Loan Officer. With a deep passion for assisting clients in realizing their homeownership dreams, I specialize in offering tailored mortgage solutions, ensuring quick approvals, and navigating unique employment contracts. Let's work together to make your homeownership journey seamless and successful.