Top 10 Laguna Niguel Lenders

At Dynamic Digital Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first.

Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.

Groves Capital is a large direct lender and mortgage broker. We offer all types of loans from residential to commercial as well as hard/private money. Our specialty is working with residential real estate investors that want to expand their portfolios without sending income documents and prefer to qualify based off the asset and how it performs.

We also work with difficult to fund projects and lend on large multifamily properties up to 250 units as well as unique commercial and mixed use properties. We have over 160 investors that purchase our loans and will find the best outlet for your specific situation.

We can often lend at a higher loan to value, offer unique products to help investors cash flow including our 40 year interest only loan and can typically find you a lower rate and payment. Reach out to us to see how we can help you today.

Gary has a background as a real estate developer representing buy-side large-cap listed MNC, Family Offices, and Funds with a focus on acquisitions and capital markets for commercial, multifamily, hospitality, industrial, life science, and mixed-use properties.

As the lead acquisitions executive, his role included site selection, due diligence, negotiations, entitlements for developments projects or asset management for core, core+, value add, and repositioning asset purchases. Gary has acquired over $350m in assets in California, New York, and New Jersey.

In Capital Markets, his role required him to manage 90% of the capital stack and raise outside investment on behalf of Sponsors through GP/LP Equity, Preferred Equity, Mezzanine Debt, Bridge Loans, Corporate Bonds, Structured Finance as well as Construction Debt to fund various project needs.

He’s raised over $500m on behalf of real estate developers including both equity and debt covering multiple states including California, New York, New Jersey, Georgia, and Florida.

His background as a developer allows him to quickly identify Sponsor funding needs, streamline the decision-making process, match the right capital partners, and negotiate ideal rates and terms.

Gary is licensed with Department of Real Estate in California, with a Bachelors Degree in International Economics/Foreign Exchange Program from Peking University and is bilingual English and Mandarin.

Mortgage Broker at X2 Mortgage
3+ years of Mortgage Lending Experience
$150M+ loan volume funded
If there is a loan out there, we can do it! This is the benefit of working with a Mortgage Broker

I'm a loan officer at Hillcrest Lending Inc. based in Glendale, CA. Utilizing my experience in many loan types, and a vast number of lender relationships, I will find the best loan program for your needs and get the deal closed.

CN Property Funding is a full service Commercial Mortgage brokerage firm matching commercial property owners with the best of financing from our lending institution partners. These include Banks, Private Investors as well as Hard Money lenders.

CN Property Funding provides funding for the purchase or refinance of all types of commercial properties including portfolio single family residences, mixed use properties, multifamily residences up to 40 units or more and any other type of commercial real estate.

We assist commercial real estate investors either an individual investor or an LLC in securing the best financing for their project at the best rate, lowest cost and quickest turn time.

We’ve partnered with over 40 hand-selected lenders nationwide and provide our own direct in-house funding to help your business with competitive offers, longer payback periods and varying product types to ensure you qualify for the very best financing available on the market today.

Over the past twenty-five years, I have had the rewarding privilege of originating residential home loans. Whether it comes to a home purchase or a home refinance. I strive to help guide you with the most important investment: your new home.

I understand how important this is to my clients and value prioritizing my clients and their needs. I am passionate about connecting with people and creating lasting relationships, as I believe this only strengthens our experience working together.

I am always honored and humbled to work with new referrals. I specialize in as first time homebuyers and all lending programs including conventional, FHA, USDA, and VA.

Additionally, for the past six years, I have proudly been a Homes for Heroes Lender and am certified as a Veteran Loan Specialist. During this time have helped over 50 families and given back over $25,000!

This allows me a small way to reward those who make our lives better for the services they provide daily; heroes include: Veterans, Police Officers, Firefighters, Teachers, Healthcare workers. Novus Home Mortgage is part of a Federally chartered bank Ixonia. As such am able to originate in all states with the exception of AK, MD, and NY.

Outside of the office, I am an avid bowler, sports nut, and motorcyclist. My wonderful wife, Judy, and I have been married for 30 years, and together we have four children, ages 27, 25, 22 and 22.

Seasoned Real Estate Finance and Entertainment Executive. Amassing nearly $500 million in career sales and investments, positioning Leffridge as a sought-after motivational speaker and real estate investing educator teaching the fundamentals of real estate investment principles.

As the Founder of The Leffridge Companies, Inc., his experience and tenacity have allowed him to provide his clients with lucrative strategies in a wide spectrum of real estate opportunities.

His portfolio encompasses a broad range of investment groups and individuals, which including fortune 100 companies, foreign nationals, government agencies, developers, athletes and celebrity entertainers.

Leffridge has been featured on ABC, NBC, CBS, Fox, BET, Billboard, Vibe, AllKPOP, Forbes and others.

Wendy has been in the real estate industry collectively for 28 years, initially licensed in 1987. She worked solo and in big brick and mortar offices, and went virtual in 2017, but recently joined Fathom Realty as its State Broker.

In 2020, Wendy decided to become licensed as a Loan Officer and is approved to write mortgages in nearly half the states in the U.S. Wendy has achieved the Graduate Realtors Institute (GRI), Certified Residential Specialist (CRS) and e-Pro designations from the Natl. Assn. of Realtors, which are symbols of excellence in the real estate industry.

Only a small percentage of all agents earn the CRS designation. Wendy enjoys working with clients and colleagues virtually, through Cloud-Based technologies.

We are a DIRECT hard money lender, offering fix and flip lending with rates starting at 8.99% and 3 points. We offer same day approvals, and can close in 4-6 days. We lend nationwide, and will finance up to 90% of the purchase price, and 100% of repairs.