Top 10 Torrance Lenders

When we work together, you're not getting someone that only quotes rates and programs, you get a consultant that provides insight on different ways to consider structuring deals, projects, and business projects.

How do I help businesses? If you are a start-up and need to build your business credit or funding without using your personal credit I can help.

As an existing business, you may need capital for operations, growth, payroll or to fund that next project. We can provide Merchant Cash Advances and you can get money for your business fast.

Helping those that are looking to finance equipment and machinery for their business, I have great programs for this.

Real Estate Investors, I provide some of the best programs for Hard Money Lending that will allow you to fund your next project. Programs for Commercial, Multi-family, and residential. Fix and Flips are easy and fast with us.

I have over 15-years experience in the lending industry. If your not sure of your next move with your business, reach out and let's talk.

Groves Capital is a large direct lender and mortgage broker. We offer all types of loans from residential to commercial as well as hard/private money. Our specialty is working with residential real estate investors that want to expand their portfolios without sending income documents and prefer to qualify based off the asset and how it performs.

We also work with difficult to fund projects and lend on large multifamily properties up to 250 units as well as unique commercial and mixed use properties. We have over 160 investors that purchase our loans and will find the best outlet for your specific situation.

We can often lend at a higher loan to value, offer unique products to help investors cash flow including our 40 year interest only loan and can typically find you a lower rate and payment. Reach out to us to see how we can help you today.

Roberta Koehl is the Founder and Managing Director of Marina Financial Funding and Windhorse Estates. Roberta started as a Commercial Loan Officer in 1987 with Marina Mortgage. Then, opened Marina Financial Funding in 1990 to offer residential loans in addition to commercial loans. In 2017, Roberta opened a sister company, Windhorse Estates to provide real estate sales to her clients.

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,

Eric is loan officer at Mortgage Solutions Financial.

We are a private equity brokerage specializing in finding the best financing options for your fix/flip, retal/rehab, and commercial real estate investment deals.

Our multiple programs offer unparalleled terms for the seasoned investor and competitive rates even if it's your first real estate investment. We also lend money to businesses for any financing needs your business may have at very competitive rates.

Next-Financing provides real estate loans to investors nationwide via a simplified, easy-to-navigate application/approval/funding process. We currently offer a full suite of real estate loan products.

Our focus is on the broker and investor community – in search of alternative financing after the banks have turned them down. We are a one-stop-shop with direct involvement from beginning to end.

From loan submission to funding, we handle the process in-house. With today’s ever-changing guidelines, we do everything possible to assist our clients and broker partners, offering a national lending platform with defined rate sheets, easy-to-understand underwriting guidelines, and in-house discretionary capital.

Cal Pacific Capital is dedicated to delivering superior service in the mortgage and credit industries. Our experts can help you find the right loan for your circumstances. Our qualified personnel will efficiently and quickly manage your loan, no matter the type of mortgage.

Dakotah Kutz is a licensed Loan Originator serving Colorado, Texas, California, Wyoming and Florida. Over the past 4 years Dakotah has helped over 300 families accomplish their goals of home ownership and was ranked a top 1% loan originator with Mortgage Executive Magazine.

With Dakotah and NFM Lending, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs.

NFM Lending is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service or quality. Whether you are purchasing or refinancing your home, Dakotah Kutz is here to help with all your home mortgage financing needs!

Mohit at Quick Easy Lending works with businesses to meet their financial goals. Quick Easy Lending offers a broad array of business lending options. Mohit himself runs various businesses like food retail, software consulting, and financing.

Mohit has broad experience in various fields and understands how hard it is for any business to go out and get the finance they need to meet their business goals.

Banks want your business financials to be just perfect in every way 🙁 Mohit has broad alternative lending solutions and provides a full range of business financial solutions.

Whether it's a line of credit, commercial real estate loan, fix and flip, investment property loan, conventional fixed term loan, bridge loan for short term, or anything else out there, Mohit will help meet your financial goals.

Mohit will also help with improving your credit score so you are set up for success! Mohit is very transparent and works with honesty and integrity. Give a call or connect today for your free consultation and move a step closer to your dreams!