Top 10 Ventura Lenders

John Gearries is a licensed loan officer in CA and IN. He's also a licensed realtor in CA. John Gearries was raised in Queens, NY, and Indianapolis IN. John graduated from Indiana University with a Bachelor's in Communications and has an MBA with a focus on business management.

After graduating college John moved to California and began a career in mortgages. He has experience in helping buyers purchase at great prices and listings sell at market value.

On the lending side, John can help with purchase loans, refinances, cash out, bank statement loans, lite income doc loans, hard money, reverse, HELOC, fixed seconds, and commercial mortgages. Whatever your mortgage needs John's experience and client service will win you over especially when he gets you a marvelous deal.

For nearly 20 years I have spent my life working in the financial industry. Ove that time I developed a strong knowledge and understanding of the lending market. Now I have taken my talents and passion for lending to the mortgage lending market.

Servicing all of Southern California I provide a wide range of Mortgage products, services all clients from the first-time home buyer to the family looking for a larger place that fits the growing family, to the homeowner looking to refi out of a higher rate or just to get rid of the PMI.

Doster Capital Group is a private finance company for businesses and real estate investors, headquartered in Orlando FL. We provide investors, business owners and developers with funding for real estate investment ventures.

In turn, our clients are able to build their real estate portfolios and further their business empire. Doster Capital Group is an efficient and competitive capital source . We ensure our clients are well informed of every step of the process.

Udo Ibe is an experienced Mortgage Professional with a demonstrated history of working in the financial services industry. Udo takes the time to help his clients make the best decisions for themselves and their families by simplifying the mortgage process through easy-to-understand education.

As a loan officer at Geneva Financial, Udo works closely with clients to understand their financial goals and develop customized lending solutions that fit their unique circumstances.

He is passionate about helping his clients achieve their dreams of homeownership, business ownership, and financial stability. His dedication to providing exceptional service and building long-lasting relationships has earned him a loyal following of satisfied clients.

Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California.

With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting services to the residential and commercial real estate sectors since its inception.

We are obsessed with providing you top notch service and we offer the most relevant, in-demand loan products to our clients. This allows us to provide you timely, affordable mortgage financing solutions.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with some of the lowest interest rates and closing costs possible.

We look forward to exceeding your expectations.

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,

Joseph Splendido is the President at Colonial Mortgage Service Co. of America, a trusted local lender specializing in commercial, residential and investment loans.

Theodore is a Chief Executive Officer at TMD Capital, LLC, a national, direct, private lender. Theodore has demonstrated excellence in the commercial lending, and residential real estate industries.

He is skilled in Sales, Communication, Loan Pricing, Teamwork, and Marketing. Strong business development professional focused in Finance, The Peter J. Tobin College of Business at St. John's University.

Kenny’s been navigating the real estate market through two of the most turbulent decades for housing and loans. He’s spent 17 years of working with thousands of borrowers in the San Diego area and beyond—he’s helped fund over $1 billion in loans for his clients.

Living and working on both sides of the 2008 housing crisis has given him perspective on how rapidly market conditions and mortgage programs can change. Combine that with his commitment to self development and discipline, and he has a unique insight into how to help clients reach their goals.

Kenny knows that the real magic happens when he and his team works together to provide superior service and transparency for those clients willing to seize their own future.

Garret Anthony, a seasoned entrepreneur, transitioned from a successful career as an executive personal trainer to become a respected figure in the real estate and mortgage sectors and now stands at the helm of Your Favorite Lenders.

Leveraging his robust interpersonal skills, acute business acumen, and relentless commitment to personal growth and leadership development, Garret has built a company culture that prioritizes customer service and fosters the potential of each team member.

His dynamic journey embodies the values of adaptability, ambition, and continuous growth, qualities that he nurtures within his team, driving Your Favorite Lenders to new heights of success in the mortgage industry.