Top 10 Clearwater Lenders

Rebecca is a loan officer at Ennkar, Inc. Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better.

Our mission is to help each and every household find and acquire the loan that is right for them and their family. Our goal is to become the first & primary resource center for financing your home.

I am Alex Haddo, an experienced mortgage broker with a passion for helping borrowers achieve their dreams of homeownership. With over three years of dedicated service in the mortgage industry, I take immense pride in being the sole owner of Worthington Lending, a venture that aspires to redefine the mortgage lending experience.

My journey into the world of mortgages began when I joined UWM as an Account Executive. During my tenure, I demonstrated unwavering commitment and expertise, leading to the successful closure of over 100 million dollars in mortgage volume. This experience ignited a desire within me to contribute more directly to the well-being of borrowers.

Recognizing the importance of efficiency and personalized assistance in the lending process, I pursued my NMLS license, equipping myself to provide borrowers with a seamless and transparent lending experience. Empowered with the knowledge and skillset, I took the next stride in my career by joining Rocket Mortgage, where I further honed my abilities and gained invaluable insights into the ever-evolving mortgage landscape.

Armed with an unyielding dedication to excellence, I founded Worthington Lending on February 17, 2022. My vision for the company revolves around integrity, empathy, and a customer-centric approach, striving to make the mortgage journey smooth and rewarding for every borrower we serve.

At Worthington Lending, we understand that obtaining a mortgage can be both exciting and overwhelming. Hence, our mission is to provide tailored solutions and a wide array of lending options, ensuring that each borrower's unique needs are met. Through transparent communication and a commitment to exceptional service, we aim to build lasting relationships with our clients and guide them towards financial prosperity.

As the proud owner of Worthington Lending, I find tremendous satisfaction in witnessing the positive impact our services have on the lives of individuals and families. Whether it's a first-time homebuyer or a seasoned property investor, our team is driven to deliver unparalleled support throughout the lending process.

Looking forward, my aspirations for Worthington Lending include expanding our reach, fostering innovation, and setting new benchmarks in the mortgage industry. We are steadfast in our pursuit of excellence, driven by the belief that our success lies in the success of our clients.

I extend my heartfelt gratitude to all the borrowers who have entrusted their dreams to Worthington Lending and to the dedicated team that works tirelessly to make these dreams a reality.

Thank you for considering Worthington Lending as your mortgage partner. Together, let us embark on a journey towards a brighter future.

Sincerely,

Alex Haddo
Founder and Mortgage Broker
Worthington Lending

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,

Ana Victoria Moran was born in Naranjo, Alajuela, Costa Rica. She comes from a very well-knit tight immigrant family who migrated in 1991 to Florida. She has an abundance of knowledge in several mortgage sectors. Ana started working at HSBC Mortgage in 2011 where she became a Customer Service Specialist assisting clients with options on how to prevent potential foreclosures as well as other loss mitigation options like modifications, short sales, and deed-in-lieu.

In 2016, right after the purchase of her new home as a single mother, she chose to seek different avenues in the mortgage industry. She worked at USAA from 2016 all the way up to 2020 as a Mortgage Loan Processor where she was the front line of her fellow loan officers by actively communicating and educating clients on what was needed in the processing documentation for their home purchases and refinances.

In 2020, she began her work endeavors outside of USAA and decided to join Caliber Home Loans as a Sr. Mortgage Processor. It didn’t stop there, In 2023, Ana decided to return to the mortgage industry licensed as a Mortgage Loan Officer.

Ana is also bilingual in English and Spanish fluently. In her spare time, Ana is passionate about dedicating her love to her gorgeous family and loves going out to theme parks, beaches, and plenty of physical activity. Please count on Ana’s expertise in giving you the best mortgage advice as she has been in several areas of the Mortgage Industry and has several years of experience.

My passion is real estate. I love helping families buy their first, last, dream homes!

Cal Pacific Capital is dedicated to delivering superior service in the mortgage and credit industries. Our experts can help you find the right loan for your circumstances. Our qualified personnel will efficiently and quickly manage your loan, no matter the type of mortgage.

Our loan originators are all licensed NMLS and Florida or Mississippi loan originators who have satisfied the required education and testing requirements to acquire and maintain licensure.

Your loan officers contact information will include the NMLS ID # to allow you to confirm active licensure at NMLS CONSUMER ACCESS, along with several methods of contact to ensure quick response to all of your questions.

Our staff will actively update you on the status of your loan and be honest with you about any challenges we face throughout the process. Let us guide you through the process from Start to Finish!

PGM's goal is to be transparent throughout the entire process to allow all parties to stay informed and assist when necessary. Many of our lenders have created secure internet portals to allow all parties to upload necessary documents from anywhere and obtain status on the file at any time.

Started in the mortgage industry as a processor in 2016 and grown to love this industry. I am now a licensed Loan officer in New Jersey and Florida and ready to help anyone who needs help get into their dream home .

Over the past twenty-five years, I have had the rewarding privilege of originating residential home loans. Whether it comes to a home purchase or a home refinance. I strive to help guide you with the most important investment: your new home.

I understand how important this is to my clients and value prioritizing my clients and their needs. I am passionate about connecting with people and creating lasting relationships, as I believe this only strengthens our experience working together.

I am always honored and humbled to work with new referrals. I specialize in as first time homebuyers and all lending programs including conventional, FHA, USDA, and VA.

Additionally, for the past six years, I have proudly been a Homes for Heroes Lender and am certified as a Veteran Loan Specialist. During this time have helped over 50 families and given back over $25,000!

This allows me a small way to reward those who make our lives better for the services they provide daily; heroes include: Veterans, Police Officers, Firefighters, Teachers, Healthcare workers. Novus Home Mortgage is part of a Federally chartered bank Ixonia. As such am able to originate in all states with the exception of AK, MD, and NY.

Outside of the office, I am an avid bowler, sports nut, and motorcyclist. My wonderful wife, Judy, and I have been married for 30 years, and together we have four children, ages 27, 25, 22 and 22.

Full Time Senior MLO, Love to help individuals into their next properties though a variety of loan options from common to rare loan products ( bank statement loans, MI Buster , Jumbo 1.5M no MI , Hand Money , DSCR Investor no income , Asset depletion, and much more ).

NEXA's partnership with 120+ lenders provides me with the ability to serve a wider variety of borrowers. This means being able to find the best price for borrowers. Our technology gives the power to easily find the best solutions for clients.

NEXA covers all the bases in 48 states so that we can built a alliance and expand your portfolio in majority of the states in the US and Puerto Rico! Since most of us at NEXA are not chained down to a desk 9-5 because we work remotely this means I answer clients all day long no matter the time!

P.S. We are looking to expand the team, if you are interested send me a message.