Top 10 Largo Lenders

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,

Lifestyle Business Funding, LLC is a lender based off of Woodbridge, VA. Unlike traditional lenders, we approve small business loans by looking at real-life data, not just a credit score. We can provide you with the funding you need in as little as 48-72 hours and start your business right away!

Our loan originators are all licensed NMLS and Florida or Mississippi loan originators who have satisfied the required education and testing requirements to acquire and maintain licensure.

Your loan officers contact information will include the NMLS ID # to allow you to confirm active licensure at NMLS CONSUMER ACCESS, along with several methods of contact to ensure quick response to all of your questions.

Our staff will actively update you on the status of your loan and be honest with you about any challenges we face throughout the process. Let us guide you through the process from Start to Finish!

PGM's goal is to be transparent throughout the entire process to allow all parties to stay informed and assist when necessary. Many of our lenders have created secure internet portals to allow all parties to upload necessary documents from anywhere and obtain status on the file at any time.

Gabby Letourneau studied Finance at Stetson University and The University of Florida. Gabby has over six years of experience helping people with their financial transactions. At 21, Gabby bought her first home and has converted it into an investment property.

Being a landlord has helped her develop knowledge and insight in homeownership. Along with her personal experiences, Gabby grew up in the real estate world. She knows the processes and procedures. Let Gabby take the stress away.

Whether buying your first house, dream home or investment property, Gabby is here for you. When Gabby is not helping her customers, you can find her riding horses, woodworking and working on craft projects.

Devin is a Mortgage Loan Consultant at Atlantic Mortgage Consultants. We specialize in helping homebuyers secure the financing they need to purchase their dream homes. Based out of Amelia Island, Florida, our firm is licensed in Florida, Delaware, and Pennsylvania.

We have a team of experienced mortgage professionals who are dedicated to providing personalized service to each and every client. We offer creative financing solutions for every type of borrower, from self employed to W2 employees, we got you covered!

Whether you're a first-time homebuyer or a seasoned real estate investor, we have the expertise and resources to help you achieve your goals.

Theodore is a Chief Executive Officer at TMD Capital, LLC, a national, direct, private lender. Theodore has demonstrated excellence in the commercial lending, and residential real estate industries.

He is skilled in Sales, Communication, Loan Pricing, Teamwork, and Marketing. Strong business development professional focused in Finance, The Peter J. Tobin College of Business at St. John's University.

HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money and fix and flip loans. Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing.

With a track record of over 1,000 successful deals and over 3,000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our customers hard money loan needs.

Groves Capital is a large direct lender and mortgage broker. We offer all types of loans from residential to commercial as well as hard/private money. Our specialty is working with residential real estate investors that want to expand their portfolios without sending income documents and prefer to qualify based off the asset and how it performs.

We also work with difficult to fund projects and lend on large multifamily properties up to 250 units as well as unique commercial and mixed use properties. We have over 160 investors that purchase our loans and will find the best outlet for your specific situation.

We can often lend at a higher loan to value, offer unique products to help investors cash flow including our 40 year interest only loan and can typically find you a lower rate and payment. Reach out to us to see how we can help you today.

John is a Private Mortgage Lender and Principal of REID Lending Partners in Washington DC, a premier private mortgage lending providing small balance commercial loan solutions and efficient capital to real estate investors and business owners, all while generating competitive returns for its partners and investors.

WHAT WE DO FOR INVESTORS: As a lender, he specializes in providing investors access to passive investment options in first position Trust deed investments as well as the secondary Mortgage Note market

FOR REAL ESTATE OWNERS: As a small balance commercial lender, he offers financing from $75,000 to $5,000,000 on a wide range of residential and commercial property types

FOR BUSINESS OWNERS: He provides creative solutions for funding Business acquisition, Business expansion funding and working capital.

He holds leadership positions on several non-profit boards. Such as the co-founder of RotaCare Maryland, and Past President of Rotary Club of Potomac.

When not at work, John can be found dedicating his time to the service of his local community, engaged in outdoor sport, or teaching his boys how to make great lego towers around their home in Maryland.

I have years of experience as a residential mortgage loan officer and am very knowledgeable about a variety of loan programs. Whether you’re a first-time homebuyer or a seasoned homeowner, I’ll walk you through the mortgage process and answer your questions, big or small.

Throughout my career, I’ve helped my clients secure the financing they need to purchase, renovate, build, or refinance their dream home. Because my business is built on referrals, my goal is to make your mortgage experience a great one!