Top 10 Pembroke Park Lenders

Shmuel Shayowitz (NMLS#19871) is a highly regarded Real Estate & Finance Executive, Writer, Speaker, Coach, and Advisor. He is President and Chief Lending Officer of Approved Funding, a privately held national mortgage banker and direct lender.

Shmuel has well over $2 Billion in mortgage origination under management. Shmuel has over twenty years of industry experience, holding numerous licenses and accreditations, including certified mortgage underwriter, licensed real estate agent, residential review appraiser, and real estate investor, to name a few.

Obtaining his real estate license at the age of 18, Shmuel has successfully navigated through many changing markets and business landscapes, making his market insights and experience well coveted within the real estate industry.

Within the mortgage industry, Shmuel has achieved recognition as a Certified Mortgage Advisor, a distinction earned by only the top 1% of the industry. Some of Shmuel’s many awards include Forbes and NJ Monthly Five-Star Mortgage Professional, The Jewish Standard “Mortgage Lender of The Year,” and Most Connected Mortgage Professional, as well as many others.

Shmuel utilizes his passion for education as a contributing writer, industry speaker, coach, and advisory board member. His articles have been published in Entrepreneur Magazine, where he is a featured Leadership Network Contributor.

He is also a member of the Forbes Real Estate Council since 2019. His real estate and financial insights have been featured in CNBC, Forbes, Fox Business, USA Today, The Bergen Record, Realtor.com, TheStreet.Com, Entrepreneur Magazine, and countless mortgage industry publications. Shmuel has been a weekly contributing writer at the Jewish Link, one of the largest Jewish publications, since 2015.

Shmuel resides in Bergen County, New Jersey, with his wife Esther and their five children. They are highly involved in their community and passionate about participating in organizations and services that can benefit from their time and expertise.

Our MISSION is to provide alternative Financial Resources for real estate investors to secure the funding they need to survive, thrive, or grow.

MISSION Financial Resources is a 100% Veteran Owned & Operated company. Unlike a bank or local lending institution, we're uniquely positioned to leverage relationships with a nationwide network of non-bank funding sources to help target the most advantageous financing product to accomplish your goals.

Engaging with MISSION Financial Resources provides access to alternative funding sources with lending appetites and programs that can't be offered at most standard lending institutions.

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Joseph Splendido is the President at Colonial Mortgage Service Co. of America, a trusted local lender specializing in commercial, residential and investment loans.

Amber Patterson is a highly experienced mortgage broker at NEXA Mortgage, LLC. She has over 12 years in the residential and commercial lending space. With her great attention to detail, she strives to provide the best available financing solutions for her clients.

Amber's commitment to unparalleled customer service sets her apart in the industry. Whether you're looking to purchase your dream home or secure financing for your business premises, Amber has the expertise and knowledge to guide you through the process seamlessly.

Trust Amber Patterson's expertise and experience for all your mortgage needs.

Matthew Ansert is the President/Co-Owner of First Fidelity Mortgage, Inc. A Louisville native; he graduated from St Xavier High School and University of Louisville with a major in Accounting.

Soon after graduating he started his career as a mortgage loan originator and now has over 15 years' experience in the industry. He is a firm believer in customer service excellence, communication, and is personally involved with all his clients throughout the entire home loan process.

Matthew and wife Sarah, have three children, daughter Reagan, twin boys Chase and Collin, and two dogs Duke and Sully. He enjoys spending time with family and friends, playing golf and avid sports fan of his Alma Mater U of L.

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,

Next-Financing provides real estate loans to investors nationwide via a simplified, easy-to-navigate application/approval/funding process. We currently offer a full suite of real estate loan products.

Our focus is on the broker and investor community – in search of alternative financing after the banks have turned them down. We are a one-stop-shop with direct involvement from beginning to end.

From loan submission to funding, we handle the process in-house. With today’s ever-changing guidelines, we do everything possible to assist our clients and broker partners, offering a national lending platform with defined rate sheets, easy-to-understand underwriting guidelines, and in-house discretionary capital.

Tyler is Mortgage Loan Officer at Premium Mortgage Corporation.

Full Time Senior MLO, Love to help individuals into their next properties though a variety of loan options from common to rare loan products ( bank statement loans, MI Buster , Jumbo 1.5M no MI , Hand Money , DSCR Investor no income , Asset depletion, and much more ).

NEXA's partnership with 120+ lenders provides me with the ability to serve a wider variety of borrowers. This means being able to find the best price for borrowers. Our technology gives the power to easily find the best solutions for clients.

NEXA covers all the bases in 48 states so that we can built a alliance and expand your portfolio in majority of the states in the US and Puerto Rico! Since most of us at NEXA are not chained down to a desk 9-5 because we work remotely this means I answer clients all day long no matter the time!

P.S. We are looking to expand the team, if you are interested send me a message.