Top 10 Gainesville Lenders

l'm a direct lender offering all kinds of loans at 5%interest with a maximum funding period of 3 days. My fund invests in innovative and disruptive early stage businesses and support them on their journey, Our Els provides follow-on capital to fully exploit commercialization of a proven business model.

We are a DIRECT hard money lender, offering fix and flip lending with rates starting at 8.99% and 3 points. We offer same day approvals, and can close in 4-6 days. We lend nationwide, and will finance up to 90% of the purchase price, and 100% of repairs.

Pacific Equity & Loan is a Washington state based hard money Lending company. It was founded at the end of 2018 by managing partners Sang Yoon and Scott Baukol.

Both equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity & Loan was born from the ideas of forward thinking and knowledgeable leaders.

With a focus on empowering clients, Pacific Equity and Loan provides a better, faster, and cheaper alternative to the typical paperwork-heavy origination process offered by most other lenders.

Anything but traditional, it is easy and reliable to go through PEAL’s loan process. The PEAL staff is dedicated to creating a fast process for all clients and with low origination costs, PEAL is the optimal lender for your next real estate investment.

Our company is financial brokering firm and specializes in business and commercial loans for small businesses, medium or well established businesses, rental properties and residential mortgage as well.

We work with all kind of business owners according to their need. Some of our financial products are working capital, business line of credit, equipment loan, merchant cash advance loans, commercial loans.

I have been in the mortgage industry for 15 years, It has been may passion and joy to help many clients realize their dream in home ownership. I'm a Senior Loan Officer at Bank of England.

We are a private equity brokerage specializing in finding the best financing options for your fix/flip, retal/rehab, and commercial real estate investment deals.

Our multiple programs offer unparalleled terms for the seasoned investor and competitive rates even if it's your first real estate investment. We also lend money to businesses for any financing needs your business may have at very competitive rates.

INSIGNIA Financial Services, LLC is a non-bank lender, intermediary, and capital markets advisory firm. We provide access to a broad array of debt and equity capital for real estate collateral in all markets nationwide.

Eligible property types span the full spectrum of income producing and owner-occupied commercial real estate, including multifamily, single family, industrial, retail, hospitality, self-storage and others.

Our roots are deeply entrenched in working diligently with real estate investors and entrepreneurs to enable successful outcomes in today's complex operating environment, where strategy, liquidity, and execution are paramount.

We also provide private capital to investors for time sensitive, opportunistic transactions in which traditional financing isn’t an option.

Next-Financing provides real estate loans to investors nationwide via a simplified, easy-to-navigate application/approval/funding process. We currently offer a full suite of real estate loan products.

Our focus is on the broker and investor community – in search of alternative financing after the banks have turned them down. We are a one-stop-shop with direct involvement from beginning to end.

From loan submission to funding, we handle the process in-house. With today’s ever-changing guidelines, we do everything possible to assist our clients and broker partners, offering a national lending platform with defined rate sheets, easy-to-understand underwriting guidelines, and in-house discretionary capital.

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,

Eric is loan officer at Mortgage Solutions Financial.