At Eniji Capital, we specialize in helping real estate entrepreneurs and investors get the commercial loan they need. We are a commercial loan broker that specializes in commercial and residential real estate loans.

We strive to provide our clients with the best solutions for their housing needs, whether they are seeking financing for a single property or for a portfolio of investments. We work with multiple lenders, allowing us to give our clients the most competitive terms available.

WHY CHOOSE US? ‍
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• We offer an extensive network of lenders - We work with more than 50 different lenders, giving you the best option for your specific needs.
• Experienced & Professional Loan Brokers – Our team of loan brokers have decades of experience in the real estate and lending industry.
We are here to provide you with the highest quality advice and assistance.
• Obtain Financing Quickly – We provide fast and reliable financing. Our team can have financing approved for you in as little as 10 days.
• Highly Accessible – We will always be available to answer your questions and provide you with status updates on your loan process.

OWNER OCCUPIED IN FLORIDA AND ALABAMA ONLY | Investor and Commercial Nationwide

Private money is great for real estate investors. They allow for quick closings and loose terms making it easy to do more deals and to do larger deals.

One of the problems is that it can get very expensive eating into your profits and it's difficult to shop around because transactions are usually very time sensitive.

Lightning Loans fixes that. We are correspondent lenders to more than 30 of the largest investor friendly lenders. The comprise of Private Money, Hedge Funds and Instutitional Capital.

What's special is that before you finish filling out one of the PDF's they give you I can get you multiple competitive quotes.

It makes it very easy to figure out who will offer the best deal. Which in turn allows you to put more money in your pocket or stretch on the offer in order to secure the deal.

I can get you multiple quotes in hours with one application. Imagine filling out 30 applications by hand and submitting and waiting...

Whats even better as that most of the time we are correspondets which means that it wont cost you any extra to work with us because we get special pricing since we do a portion of the underwriting and fund the deal with our own money at closing.

Emerge Lending Group is a nationwide (non-bank) lending company specializing in rental property loans, portfolio loans, renovation, bridge and ground-up. It was founded for the sole purpose of delivering to business owners quick and reliable financing to buy real estate.

I am an experienced real estate investor and loan broker with over 20 years of experience in the industry. I have sold real estate as a licensed agent, originated conventional mortgages, and arranged hundreds of millions of dollars’ worth of real estate transactions, from commercial financing, construction loans, and bridge deals.

Currently, I am Managing Director of PACE Equity, where I arrange financing for commercial development and renovation funding nationwide. I also originate HUD, SBA, bridge loans, and other types of creative financing for many different situations.

Over the past 20 years in real estate, I have created a platform of financial partners to get all kinds of projects funded. Recently, I re-located from the San Francisco Bay Area to Las Vegas, Nevada.

I still do considerable business in Northern California but, over the years, my reach and network has expanded nationwide. I can conduct business from anywhere and serve people all over the US.

Brock Freeman is the Chief Operating Officer and a Managing Partner at Kirkland Capital Group, which he co-founded. His career spans technology, finance, and real estate in both Asia and America.

Brock worked in Taiwan as a stock market analyst and in Hong Kong he built the sales and marketing department for a software startup.

In the U.S. Brock held diverse roles with mortgage lenders, including loan underwriting and auditing, managing underwriting teams, and build mortgage broker origination networks.

For a fast-growing mortgage lender he led a team to build the industry’s first web-based end-to-end loan underwriting, processing, and secondary marketing platform.

He also led technology teams at Microsoft and TrueBlue, as well as his own construction software startup, Kosah. Brock advises several Real Estate startups and funds.

He started the PropTech Seattle Open House events and started the local chapter of FIBREE.org, the Foundation for International Blockchain and Real Estate Expertise, serving as the Regional Chair.

As a member of the Cascadia Blockchain Council, he has testified to Washington State House and Senate Committees on behalf of blockchain bills. Brock graduated from the Foster School of Business at the University of Washington.

Groves Capital is a large direct lender and mortgage broker. We offer all types of loans from residential to commercial as well as hard/private money. Our specialty is working with residential real estate investors that want to expand their portfolios without sending income documents and prefer to qualify based off the asset and how it performs.

We also work with difficult to fund projects and lend on large multifamily properties up to 250 units as well as unique commercial and mixed use properties. We have over 160 investors that purchase our loans and will find the best outlet for your specific situation.

We can often lend at a higher loan to value, offer unique products to help investors cash flow including our 40 year interest only loan and can typically find you a lower rate and payment. Reach out to us to see how we can help you today.

Mann Mortgage is a trusted and family-owned home lending company based in Montana & licensed in 30+ states. We offer conventional loans, renovation loans, innovative construction loans, and reverse mortgages.

Since our humble beginnings in 1989, Mann Mortgage has held true to our founding values, and has created a reputation of quality support and growth in the markets we serve. Our team helps qualified borrowers to fulfill their dreams of home ownership with ease.

We are a DIRECT hard money lender, offering fix and flip lending with rates starting at 8.99% and 3 points. We offer same day approvals, and can close in 4-6 days. We lend nationwide, and will finance up to 90% of the purchase price, and 100% of repairs.

At TCW Capital Finance, we’re proud to offer our clients choices. We carry a comprehensive portfolio of business loans that are designed to provide you with tailored financing to meet your unique business needs.

In addition to offering commercial finance options designed to help your business grow, you’ll receive personalized service from our team of experienced, friendly financial professionals. Let us help you meet your expansion, equipment, and real estate needs with our loan portfolio options.

Michael is a loan officer at United Mortgage Corporation of America. We service clients from purchase to refinance, forward to reverse, residential to commercial, construction to government. we are licensed in CA, CO, MT, TX, and WA.

We are your one stop shop for Real Estate Financing!
RAM Capital Partners is a brokerage for property financing. We have relationships with private lenders and investors nationwide that allow us to find the best deal possible for our clients. We focus on commercial and residential investments. Every deal has a home and we will do everything in our power to get what you need. We pride ourselves on transparency and honesty. Reach out today to see how we can help you get what you want.

Nextres, LLC is a wholesale mortgage lender. We are progressive, knowledgeable, and innovative, with advanced technology. At Nextres you can expect top-notch customer service from seasoned industry professionals that you can trust.

Bradley Portner is a Loan Originator Assistant at Park Place Finance, a direct hard money lender.

Theodore is a Chief Executive Officer at TMD Capital, LLC, a national, direct, private lender. Theodore has demonstrated excellence in the commercial lending, and residential real estate industries.

He is skilled in Sales, Communication, Loan Pricing, Teamwork, and Marketing. Strong business development professional focused in Finance, The Peter J. Tobin College of Business at St. John's University.

As a Private Money lender and broker for real estate investors, Tagpoint Funding does most of the leg-work for you, while you do rehabs, fix and flips and build up your real estate portfolio and cash flow all your deals.

Whether it’s for wholesale, rehab, fix and flip, or buy and hold for long-term cash investment deals, Tagpoint Funding delivers fast and easy access to Private Money.

Since 1987 I have started, developed, and sold multiple companies in the home services industry, commercial records management, local marketing services, real estate investment, and lending. Our records management company recently sold to the world's largest fortune 1000 company in the industry.

Tagpoint LLC, through our Tagpoint Funding brokerage service, matches real estate investors with customized short-term fix and flip and long-term rental property loans through our growing network of private money loans.

1. Fast Funding: Time is money in the real estate business. Unlike traditional loans that can take weeks or even months, private money loans can be processed and funded within a few days or a couple weeks.

2. Bad Credit? No Problem: Private money loans don’t need you to have good credit, the property that is going to be backing the loan is the only thing that will be looked at to make sure it qualifies.

3. Real People Lending Money: People with money sitting in low paying CD’s and other investments are looking for better opportunities for their money which is where you come in with your real estate flip. It’s a win win for both sides.

4. Creative Opportunities: Banks stay away from loaning money for fix and flip projects but private investors love this kind of opportunities. This is why they are able to provide creative funding solutions.

5. Flexible Terms: Traditional loans are bound by strictly-enforced guidelines. Private money lenders understand this business better and are more willing to work with you to create a loan that works for your project.

Over the past twenty-five years, I have had the rewarding privilege of originating residential home loans. Whether it comes to a home purchase or a home refinance. I strive to help guide you with the most important investment: your new home.

I understand how important this is to my clients and value prioritizing my clients and their needs. I am passionate about connecting with people and creating lasting relationships, as I believe this only strengthens our experience working together.

I am always honored and humbled to work with new referrals. I specialize in as first time homebuyers and all lending programs including conventional, FHA, USDA, and VA.

Additionally, for the past six years, I have proudly been a Homes for Heroes Lender and am certified as a Veteran Loan Specialist. During this time have helped over 50 families and given back over $25,000!

This allows me a small way to reward those who make our lives better for the services they provide daily; heroes include: Veterans, Police Officers, Firefighters, Teachers, Healthcare workers. Novus Home Mortgage is part of a Federally chartered bank Ixonia. As such am able to originate in all states with the exception of AK, MD, and NY.

Outside of the office, I am an avid bowler, sports nut, and motorcyclist. My wonderful wife, Judy, and I have been married for 30 years, and together we have four children, ages 27, 25, 22 and 22.