Top 10 Missouri City Lenders

Been in business development and financing consulting for almost 30 years. Have been an ISO for all types of lenders including personal unsecured, real estate , equipment, cash flow based, AR based and equity based funding sources.

Pacific Equity & Loan is a Washington state based hard money Lending company. It was founded at the end of 2018 by managing partners Sang Yoon and Scott Baukol.

Both equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity & Loan was born from the ideas of forward thinking and knowledgeable leaders.

With a focus on empowering clients, Pacific Equity and Loan provides a better, faster, and cheaper alternative to the typical paperwork-heavy origination process offered by most other lenders.

Anything but traditional, it is easy and reliable to go through PEAL’s loan process. The PEAL staff is dedicated to creating a fast process for all clients and with low origination costs, PEAL is the optimal lender for your next real estate investment.

At TCW Capital Finance, we’re proud to offer our clients choices. We carry a comprehensive portfolio of business loans that are designed to provide you with tailored financing to meet your unique business needs.

In addition to offering commercial finance options designed to help your business grow, you’ll receive personalized service from our team of experienced, friendly financial professionals. Let us help you meet your expansion, equipment, and real estate needs with our loan portfolio options.

Brock Freeman is the Chief Operating Officer and a Managing Partner at Kirkland Capital Group, which he co-founded. His career spans technology, finance, and real estate in both Asia and America.

Brock worked in Taiwan as a stock market analyst and in Hong Kong he built the sales and marketing department for a software startup.

In the U.S. Brock held diverse roles with mortgage lenders, including loan underwriting and auditing, managing underwriting teams, and build mortgage broker origination networks.

For a fast-growing mortgage lender he led a team to build the industry’s first web-based end-to-end loan underwriting, processing, and secondary marketing platform.

He also led technology teams at Microsoft and TrueBlue, as well as his own construction software startup, Kosah. Brock advises several Real Estate startups and funds.

He started the PropTech Seattle Open House events and started the local chapter of FIBREE.org, the Foundation for International Blockchain and Real Estate Expertise, serving as the Regional Chair.

As a member of the Cascadia Blockchain Council, he has testified to Washington State House and Senate Committees on behalf of blockchain bills. Brock graduated from the Foster School of Business at the University of Washington.

OJ is a loan originator at NXT Mortgage in Coppell, TX.

I have been in the mortgage industry for 15 years, It has been may passion and joy to help many clients realize their dream in home ownership. I'm a Senior Loan Officer at Bank of England.

My name is Igwe and I'm a commercial broker at NOI Investments, LLC. We specialize in hard money/bridge loans and DSCR loans (Debt Service Coverage Ratio which are used to secure rental properties).

We go as low as a 0.80 Ratio and cover condos, town houses, PUDs, mixed use, 1-100 units. Loans start off at $125,000 ($70,000 for Hard money/new construction financing) and can go as high as $10,000,000 for multi-family units (up to 100 units).

We are a DIRECT hard money lender, offering fix and flip lending with rates starting at 8.99% and 3 points. We offer same day approvals, and can close in 4-6 days. We lend nationwide, and will finance up to 90% of the purchase price, and 100% of repairs.

Cal Pacific Capital is dedicated to delivering superior service in the mortgage and credit industries. Our experts can help you find the right loan for your circumstances. Our qualified personnel will efficiently and quickly manage your loan, no matter the type of mortgage.

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,