Top 10 Williamsburg Lenders

As your mortgage loan officer, I am looking forward to helping you through your home loan journey. Whether you’re ready to buy, sell, refinance, or are just thinking about making a change, I’m here for you.

I’ve been a mortgage professional for several years which has helped me see and understand the many facets of mortgage lending. Each home journey is unique, and I’ll help you find a great rate for your financial situation.

When we work together, you're not getting someone that only quotes rates and programs, you get a consultant that provides insight on different ways to consider structuring deals, projects, and business projects.

How do I help businesses? If you are a start-up and need to build your business credit or funding without using your personal credit I can help.

As an existing business, you may need capital for operations, growth, payroll or to fund that next project. We can provide Merchant Cash Advances and you can get money for your business fast.

Helping those that are looking to finance equipment and machinery for their business, I have great programs for this.

Real Estate Investors, I provide some of the best programs for Hard Money Lending that will allow you to fund your next project. Programs for Commercial, Multi-family, and residential. Fix and Flips are easy and fast with us.

I have over 15-years experience in the lending industry. If your not sure of your next move with your business, reach out and let's talk.

Wendy has been in the real estate industry collectively for 28 years, initially licensed in 1987. She worked solo and in big brick and mortar offices, and went virtual in 2017, but recently joined Fathom Realty as its State Broker.

In 2020, Wendy decided to become licensed as a Loan Officer and is approved to write mortgages in nearly half the states in the U.S. Wendy has achieved the Graduate Realtors Institute (GRI), Certified Residential Specialist (CRS) and e-Pro designations from the Natl. Assn. of Realtors, which are symbols of excellence in the real estate industry.

Only a small percentage of all agents earn the CRS designation. Wendy enjoys working with clients and colleagues virtually, through Cloud-Based technologies.

Theodore is a Chief Executive Officer at TMD Capital, LLC, a national, direct, private lender. Theodore has demonstrated excellence in the commercial lending, and residential real estate industries.

He is skilled in Sales, Communication, Loan Pricing, Teamwork, and Marketing. Strong business development professional focused in Finance, The Peter J. Tobin College of Business at St. John's University.

Next-Financing provides real estate loans to investors nationwide via a simplified, easy-to-navigate application/approval/funding process. We currently offer a full suite of real estate loan products.

Our focus is on the broker and investor community – in search of alternative financing after the banks have turned them down. We are a one-stop-shop with direct involvement from beginning to end.

From loan submission to funding, we handle the process in-house. With today’s ever-changing guidelines, we do everything possible to assist our clients and broker partners, offering a national lending platform with defined rate sheets, easy-to-understand underwriting guidelines, and in-house discretionary capital.

Janelle is a solution oriented and results driven Mortgage Loan Officer and Sales Professional with over 15 years of client care experience. She transitioned to the mortgage industry and joined Fulton Mortgage Company, a division of Fulton Bank in 2020. She is dedicated to helping her clients find the right financing opportunities to meet their specific goals and needs.

Gabby Letourneau studied Finance at Stetson University and The University of Florida. Gabby has over six years of experience helping people with their financial transactions. At 21, Gabby bought her first home and has converted it into an investment property.

Being a landlord has helped her develop knowledge and insight in homeownership. Along with her personal experiences, Gabby grew up in the real estate world. She knows the processes and procedures. Let Gabby take the stress away.

Whether buying your first house, dream home or investment property, Gabby is here for you. When Gabby is not helping her customers, you can find her riding horses, woodworking and working on craft projects.

Emerge Lending Group is a nationwide (non-bank) lending company specializing in rental property loans, portfolio loans, renovation, bridge and ground-up. It was founded for the sole purpose of delivering to business owners quick and reliable financing to buy real estate.

I am an experienced real estate investor and loan broker with over 20 years of experience in the industry. I have sold real estate as a licensed agent, originated conventional mortgages, and arranged hundreds of millions of dollars’ worth of real estate transactions, from commercial financing, construction loans, and bridge deals.

Currently, I am Managing Director of PACE Equity, where I arrange financing for commercial development and renovation funding nationwide. I also originate HUD, SBA, bridge loans, and other types of creative financing for many different situations.

Over the past 20 years in real estate, I have created a platform of financial partners to get all kinds of projects funded. Recently, I re-located from the San Francisco Bay Area to Las Vegas, Nevada.

I still do considerable business in Northern California but, over the years, my reach and network has expanded nationwide. I can conduct business from anywhere and serve people all over the US.

Joseph Splendido is the President at Colonial Mortgage Service Co. of America, a trusted local lender specializing in commercial, residential and investment loans.

My name is Igwe and I'm a commercial broker at NOI Investments, LLC. We specialize in hard money/bridge loans and DSCR loans (Debt Service Coverage Ratio which are used to secure rental properties).

We go as low as a 0.80 Ratio and cover condos, town houses, PUDs, mixed use, 1-100 units. Loans start off at $125,000 ($70,000 for Hard money/new construction financing) and can go as high as $10,000,000 for multi-family units (up to 100 units).