Getting started usually starts with getting a property under contract. Then fill out our Quick Loan Application and we'll take it from there! Our Loan Process diagram takes you through all the steps of securing a hard money loan from The Investor's Source, from the initial contact, to pre-approval and approval, to closing.

We currently lend on properties throughout Colorado and Wyoming.

The Investor’s Source makes a variety of real estate loans, including land and new construction, single and multi-family properties, land development, and commercial buildings - all with or without rehab needs. We will lend on purged, stamped, double-wide mobile homes, and mobile home parks. In general, we do not lend on vehicles and equipment.

We only make owner-occupied loans for business purposes like real estate investing, not for purchase. If you are interested in exploring lease-purchase creative financing for an owner-occupied property you can call us to discuss.

 Primarily our loans are based on the property and your liquid reserves. However, your income, assets, liabilities and credit are reviewed to determine your ability to pay existing debts. Things like bankruptcies and foreclosures and current liens or judgments will be factored into an approval decision, but none of them alone would necessarily disqualify you. When we review projects, we use common sense and look at your overall financial profile, experience as an investor, reserves, and income to support the loan.

Most of our real estate loans are 6 to 12 months. Rates change depending on market conditions. Our standard rates in the Front Range (Fort Collins to Colorado Springs) are 3 points (3%) and 12% interest. An additional point will apply to loans originated outside of the Front Range.  We do offer periodic specials and discounts for repeat borrowers. Check our Rates and Terms to get the most current information.