Top 15 Private & Hard Money Lenders in New Jersey

AMZA Capital specializes in providing real estate investors and business owners with alternative funding options. At AMZA Capital, we work with every client to determine the very best financing option to minimize risks.
We find ways of getting almost every client approved. We believe that no two businesses are the same, which is why no two small business loans should be the same either. Our policy is to customize each loan to the client’s unique needs and situation.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

ABEZ Funding Solutions is a direct private money lender for real estate investors. We provide our borrowers with competitive pricing and smooth process with in-house underwriting. We have the capacity to lend on any type of real estate, commercial or residential.
As direct lenders, we are able to provide quick solutions to our clients. Part of our mission is to help as many investors as possible achieve their financial goals through real estate.
Through our loan options and lending partners, we can provide funding for nearly any situation. We are able to secure funding throughout the entire United States as well as international on a case-by-case basis.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

Peak Choice Capital is a private lender providing funding in multiple states throughout the US. We offer short-term hard money bridge loans, buy-and-hold loans, cash-out loans, fix-and-flip loans, DSCR loans, and small-balance commercial loans.
We issue terms between 1- 3 years and loan amounts ranging from $100,000 to $4,000,000.
We make loans on all of the following property types:
- Single-Family Investment Properties
- Short-Term Rental Property
- Multifamily Property
- Mixed-Use Property
- Hospitality
Additional Highlights:
- 24-hour pricing
- No personal income is required
- 2-3 weeks' average closing times
- Hybrid appraisal options available
- New investors welcome
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

When it comes to financial strengths and upward mobility, you cannot find a more dedicated individual working on your behalf than Elliott C. Washington Jr. With over 30 years working for the U.S. government, which includes being retired from the United States Navy & United States Postal Service, Mr. Washington has developed a sharp work ethic that allows him to work with people from all walks of life. Approaching 7 years in business providing the most efficient & streamlined approach to lending - is the #1 goal at Custom Biz Funding!!!
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

BD Capital is a direct lender specializing in fast and creative solutions for immediate real estate investor financing needs. We were founded in 2015 with a mission to transform the current private lending landscape by offering a family office environment with competitive lending parameters. We have funded hundreds of loans outstanding and completed.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

Allan Joseph has worked in the Private Money Real Estate Financing Industry for going on 7 Years. He is the Owner of AJ Lenders, LLC, a real estate lending company for the Fix & Flip and Buy and Hold Investors. As Part of AJ Lenders, LLC, Allan has worked hard to bring his clients the lowest rates and and fees in the industry.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

GoKapital is an experienced real estate loan broker with best-in-class alternative loan products for investors. We offer hard money loans, bridge loans, commercial mortgages with terms up to 30 years, cashout refinancing, up to 100% of rehab funds for fix and flip, rental investment property loans, foreign national financing, ground up construction, and more. Financing is offered nationwide.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

Real estate professional with over 15 years of experience as a real estate agent, mortgage banker, and current owner and operator of Unlimited Funding, a hard money lending brokerage based in Atlanta, GA.
Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

Stratton Equities is the Leading Nationwide Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. "No Upfront Fee's, No Junk Fee's No Tax Returns"
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

Carlyle Capital is an asset-based private lender and asset management company in the business of deploying capital against real estate, typically as short-term bridge loans to acquire, refinance, re-purpose, or develop real estate holdings.
Loans funded are primarily based on the collateral and its value, and secondarily based on the borrower’s ability to execute on their business plan. Alongside in-house discretionary capital, Carlyle Capital’s extensive strategic partners provide the ability to competitively fund deals of any magnitude.
We offer debt financing to acquire, refinance, restructure, and develop real estate holdings. By utilizing our own capital, as well as having extensive strategic partners, Carlyle Capital is able to competitively fund deals of any magnitude.
Since our inception in 2000, Carlyle Capital has provided timely real estate financing solutions. Our track record as an owner, lender, and investor has allowed us to create an unrivaled reputation for underwriting and understanding even the most complex of transactions.
Our focus is to provide financing for transactions in a wide range real estate projects of all types, including residential, commercial, multifamily, development, retail, office, industrial, hospitality, land, mobile home and mixed-use.
Carlyle Capital’s comprehensive due diligence process entails understanding the borrower’s priorities and unique characteristics of each deal so that a compelling solution can be offered. Our ability to fund capital needs, even the most challenging, is second to none.
From origination to evaluation to overall debt structure, Carlyle Capital seamlessly delivers competitive and innovative capital for a variety of real estate transactions.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

Private Money Lending USA, LLC is a brokerage company that’s independently providing real estate investors with private money funding. We facilitate the process as a middle collaborative entity to create a win for a win.
To utilize our services is to be treated with honesty, respect and commitment from end-to-end solutions til you’re closing. Let us assist you and your team on you next property deal, we have the connections you want and desire.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans.
He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service have been highly praised by his clients and has made him a leader in the field.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

Wisdom Capital is a private lender specializing in short-term, secured, “fix & flip” interest only loans to real estate investors in NY, NJ, CT and FL to fund their acquisition of properties as well as construction.
Since our official launch in 2015, our goal here at Wisdom Capital has been to bring borrowers and investors together. Our local hard money loan programs are tailored to our borrowers project needs.
For over a decade, the Wisdom Capital asset-backed loan portfolio has generated a solid 6-10% return on investment (ROI), outpacing the market in year-over-year performance and offering a consistent hedge against volatility.
Individual accredited investors are able to access a large marketplace of institutional quality mortgage loans sourced and underwritten by industry experts. The Wisdom portfolio is ultimately superior and quantifiably more diverse when compared with current financial institutions or standard marketplace offerings.
Comprised of venture capitalist inspired ready cash, assets, and solid cash flow, Wisdom prides ourselves on providing each investor with steady returns and solid growth.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

New Silver Lending LLC is a non-bank loan originator, with a vision of making the private lending process fast and easy for the borrower. New Silver’s technology allows borrowers to get approved for a loan online, in under 10 minutes, and close within 7 days, often avoiding the cost and time of doing an appraisal. Technology and strong customer relationships give New Silver an edge in addressing the $70bn per year "fix and flip" real estate-backed lending space.
At New Silver, we know what real estate entrepreneurs need - a fast, easy application process, competitive rates and quick approval. That's why our streamlined application process was made with the real estate investor in mind- say goodbye to waiting while someone else closes the deal! You can be approved online, and approved borrowers receiving funding in as little as 5 days.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

Founded in 2009 as a nationwide, non-conforming commercial lender, South End Capital became a division of Stearns Bank N.A., a $2.3 billion financial institution, in June of 2021. Our innovative balance-sheet lending and comprehensive marketplace financing delivers a full spectrum of capital solutions for emerging and expanding businesses. South End Capital’s tech-enabled platform and premier customer support offers equal access to industry-leading conventional and alternative equipment, real estate, and business funding.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold

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Find Top Local Residential and Commercial Private and Hard Money Lenders in New Jersey

- Bayonne
- Berkeley Township
- Bloomfield
- Brick Township
- Bridgewater Township
- Camden
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- East Brunswick
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- Edison
- Egg Harbor Township
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- Evesham Township
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- Hackensack
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- Howell Township
- Irvington
- Jackson Township
- Jersey City
- Lakewood Township
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- Middletown Township
- Mount Laurel
- New Brunswick
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- North Bergen
- North Brunswick
- Old Bridge Township
- Parsippany-Troy Hills Township
- Passaic
- Paterson
- Perth Amboy
- Piscataway
- Plainfield
- Sayreville
- South Brunswick Township
- Toms River
- Trenton
- Union City
- Union Township
- Vineland
- Warren
- Washington Township
- Wayne
- West New York
- West Orange
- Woodbridge Township