Top 10 San Bernardino Lenders
At Obsidian Financial Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial.
Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
John Gearries is a licensed loan officer in CA and IN. He's also a licensed realtor in CA. John Gearries was raised in Queens, NY, and Indianapolis IN. John graduated from Indiana University with a Bachelor's in Communications and has an MBA with a focus on business management.
After graduating college John moved to California and began a career in mortgages. He has experience in helping buyers purchase at great prices and listings sell at market value.
On the lending side, John can help with purchase loans, refinances, cash out, bank statement loans, lite income doc loans, hard money, reverse, HELOC, fixed seconds, and commercial mortgages. Whatever your mortgage needs John's experience and client service will win you over especially when he gets you a marvelous deal.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Kenny’s been navigating the real estate market through two of the most turbulent decades for housing and loans. He’s spent 17 years of working with thousands of borrowers in the San Diego area and beyond—he’s helped fund over $1 billion in loans for his clients.
Living and working on both sides of the 2008 housing crisis has given him perspective on how rapidly market conditions and mortgage programs can change. Combine that with his commitment to self development and discipline, and he has a unique insight into how to help clients reach their goals.
Kenny knows that the real magic happens when he and his team works together to provide superior service and transparency for those clients willing to seize their own future.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
For nearly 20 years I have spent my life working in the financial industry. Ove that time I developed a strong knowledge and understanding of the lending market. Now I have taken my talents and passion for lending to the mortgage lending market.
Servicing all of Southern California I provide a wide range of Mortgage products, services all clients from the first-time home buyer to the family looking for a larger place that fits the growing family, to the homeowner looking to refi out of a higher rate or just to get rid of the PMI.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Hi Realtor Partners,
Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)
• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors
For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too
Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.
(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)
Sincerely,
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
I’m Miles Brady, your trusted Mortgage Loan Officer. With a deep passion for assisting clients in realizing their homeownership dreams, I specialize in offering tailored mortgage solutions, ensuring quick approvals, and navigating unique employment contracts. Let's work together to make your homeownership journey seamless and successful.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
At TCW Capital Finance, we’re proud to offer our clients choices. We carry a comprehensive portfolio of business loans that are designed to provide you with tailored financing to meet your unique business needs.
In addition to offering commercial finance options designed to help your business grow, you’ll receive personalized service from our team of experienced, friendly financial professionals. Let us help you meet your expansion, equipment, and real estate needs with our loan portfolio options.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Rebecca is a loan officer at Ennkar, Inc. Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better.
Our mission is to help each and every household find and acquire the loan that is right for them and their family. Our goal is to become the first & primary resource center for financing your home.
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
Dakotah Kutz is a licensed Loan Originator serving Colorado, Texas, California, Wyoming and Florida. Over the past 4 years Dakotah has helped over 300 families accomplish their goals of home ownership and was ranked a top 1% loan originator with Mortgage Executive Magazine.
With Dakotah and NFM Lending, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs.
NFM Lending is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service or quality. Whether you are purchasing or refinancing your home, Dakotah Kutz is here to help with all your home mortgage financing needs!
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
My name is Igwe and I'm a commercial broker at NOI Investments, LLC. We specialize in hard money/bridge loans and DSCR loans (Debt Service Coverage Ratio which are used to secure rental properties).
We go as low as a 0.80 Ratio and cover condos, town houses, PUDs, mixed use, 1-100 units. Loans start off at $125,000 ($70,000 for Hard money/new construction financing) and can go as high as $10,000,000 for multi-family units (up to 100 units).
Recommendations are a significant part of our proprietary ranking algorithm that's responsible for determining positioning of every business in each respective list of companies on our platform. In other words, the higher the total amount of (unique & verified) recommendations a certain company has, the higher position in the list it most likely will hold
your company to this list?