Top 10 Friendswood Lenders

CEO and Co-Founder of Stairs Financial, a YC-backed startup that connects first-time home buyers from low-income and disadvantaged backgrounds with down payment assistance programs across the US. Malcolm-Wiley studied economics at Harvard and is a licensed mortgage broker (NMLS: 2436243).

Cal Pacific Capital is dedicated to delivering superior service in the mortgage and credit industries. Our experts can help you find the right loan for your circumstances. Our qualified personnel will efficiently and quickly manage your loan, no matter the type of mortgage.

Next-Financing provides real estate loans to investors nationwide via a simplified, easy-to-navigate application/approval/funding process. We currently offer a full suite of real estate loan products.

Our focus is on the broker and investor community – in search of alternative financing after the banks have turned them down. We are a one-stop-shop with direct involvement from beginning to end.

From loan submission to funding, we handle the process in-house. With today’s ever-changing guidelines, we do everything possible to assist our clients and broker partners, offering a national lending platform with defined rate sheets, easy-to-understand underwriting guidelines, and in-house discretionary capital.

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,

Pacific Equity & Loan is a Washington state based hard money Lending company. It was founded at the end of 2018 by managing partners Sang Yoon and Scott Baukol.

Both equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity & Loan was born from the ideas of forward thinking and knowledgeable leaders.

With a focus on empowering clients, Pacific Equity and Loan provides a better, faster, and cheaper alternative to the typical paperwork-heavy origination process offered by most other lenders.

Anything but traditional, it is easy and reliable to go through PEAL’s loan process. The PEAL staff is dedicated to creating a fast process for all clients and with low origination costs, PEAL is the optimal lender for your next real estate investment.

I am Alex Haddo, an experienced mortgage broker with a passion for helping borrowers achieve their dreams of homeownership. With over three years of dedicated service in the mortgage industry, I take immense pride in being the sole owner of Worthington Lending, a venture that aspires to redefine the mortgage lending experience.

My journey into the world of mortgages began when I joined UWM as an Account Executive. During my tenure, I demonstrated unwavering commitment and expertise, leading to the successful closure of over 100 million dollars in mortgage volume. This experience ignited a desire within me to contribute more directly to the well-being of borrowers.

Recognizing the importance of efficiency and personalized assistance in the lending process, I pursued my NMLS license, equipping myself to provide borrowers with a seamless and transparent lending experience. Empowered with the knowledge and skillset, I took the next stride in my career by joining Rocket Mortgage, where I further honed my abilities and gained invaluable insights into the ever-evolving mortgage landscape.

Armed with an unyielding dedication to excellence, I founded Worthington Lending on February 17, 2022. My vision for the company revolves around integrity, empathy, and a customer-centric approach, striving to make the mortgage journey smooth and rewarding for every borrower we serve.

At Worthington Lending, we understand that obtaining a mortgage can be both exciting and overwhelming. Hence, our mission is to provide tailored solutions and a wide array of lending options, ensuring that each borrower's unique needs are met. Through transparent communication and a commitment to exceptional service, we aim to build lasting relationships with our clients and guide them towards financial prosperity.

As the proud owner of Worthington Lending, I find tremendous satisfaction in witnessing the positive impact our services have on the lives of individuals and families. Whether it's a first-time homebuyer or a seasoned property investor, our team is driven to deliver unparalleled support throughout the lending process.

Looking forward, my aspirations for Worthington Lending include expanding our reach, fostering innovation, and setting new benchmarks in the mortgage industry. We are steadfast in our pursuit of excellence, driven by the belief that our success lies in the success of our clients.

I extend my heartfelt gratitude to all the borrowers who have entrusted their dreams to Worthington Lending and to the dedicated team that works tirelessly to make these dreams a reality.

Thank you for considering Worthington Lending as your mortgage partner. Together, let us embark on a journey towards a brighter future.

Sincerely,

Alex Haddo
Founder and Mortgage Broker
Worthington Lending

Zane is a loan officer assistant at Park Place Finance.

Aureus Finance Group is a private lender that focuses on customized products for residential real estate investors. With Aureus’ extensive lending experience, diverse skill sets, and advanced technologies we provide ideal-fit products to investors/borrowers along with an unmatched, high level of concierge-style service.

Aureus Finance Group is revolutionizing the real estate industry by leading the development of new, innovative, and customized loan products to meet the unique needs of our borrowers.

Experts at handling all types of loans, we’re powered by people who work closely with you to help your business thrive. Discover why more and more professional real estate investors are choosing Aureus as their loan partner.

Lifestyle Business Funding, LLC is a lender based off of Woodbridge, VA. Unlike traditional lenders, we approve small business loans by looking at real-life data, not just a credit score. We can provide you with the funding you need in as little as 48-72 hours and start your business right away!

Bradley Portner is a Loan Originator Assistant at Park Place Finance, a direct hard money lender.