Top 10 Mcallen Lenders

Thank you for the opportunity to assist you with your financing. I pride myself on my clients having an exemplary transaction. Many factors go into determining what loan programs you qualify for. To ensure that you are getting the most accurate information possible, please book a time with me to complete your home loan analysis. Looking forward to working with you!

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,

I'm a Loan Officer/Branch Manager with Home Trust Loans, a mortgage Broker/Lending company. We specialize in working with our clients to find the right lender and loan product available on the market that will fit our clients needs including, lowest interest rates and payments, low or no cost mortgages, cash out refinances, FHA Loans, loans to Veterans - VA Loans, Home Equity Loans, Reverse Mortgages and more!

Wendy has been in the real estate industry collectively for 28 years, initially licensed in 1987. She worked solo and in big brick and mortar offices, and went virtual in 2017, but recently joined Fathom Realty as its State Broker.

In 2020, Wendy decided to become licensed as a Loan Officer and is approved to write mortgages in nearly half the states in the U.S. Wendy has achieved the Graduate Realtors Institute (GRI), Certified Residential Specialist (CRS) and e-Pro designations from the Natl. Assn. of Realtors, which are symbols of excellence in the real estate industry.

Only a small percentage of all agents earn the CRS designation. Wendy enjoys working with clients and colleagues virtually, through Cloud-Based technologies.

I have been in the mortgage industry for 8 years as a Mortgage Loan Originator and as a Mortgage Underwriter. I have the unique experience of understanding all sides of a mortgage.

I specialize in finding creative lending solutions for all situations. Whether you are buying your first home or your 50th there is a lending solution out there for you.

I began my mortgage career in 2003 while attending Utah Valley University. In 2008, I graduated with a Bachelor’s of Science in business management, focusing specifically on finance and banking. After beginning to work with a new mortgage company in 2009, I found my passion of working directly with veterans.

To date, I have personally assisted with helping 1,188 National Guard members, Reservists and veterans across the United States use their VA loan. In 2011, 2012 and 2013, I was ranked as a “Top VA Loan Originator” by Mortgage Industry Magazine Scotsman Guide.

To serve my clients in better ways, in 2013 I began to originate on my own. With customer service as my focus, I joined Supreme Lending in 2014 to ensure all of clients’ experience went from great to supreme.

With a wide range of experience of helping individuals and families, real estate investors and clients to make home ownership a reality. My expertise ranges from VA loans to conventional, Jumbo, FHA and USDA loan programs and everything in-between.

Today, I proudly carry on a family tradition of military service by serving in the United States Air Force as a Security Forces Specialist in the Utah Air National Guard and have deployed in support of Operation Inherent Resolve.

I have been presented with an Air Force Achievement Medal, an Outstanding Unit Award and earned an Associate’s degree in Criminal Justice from the Community College of the Air Force.

I’m married with two kids and enjoy spending time with family and friends, snowboarding, camping and traveling in my spare time. From assessing your credit to opening the doors to your dream home, I am the loan officer to make your home buying experience a supreme one.

CEO and Co-Founder of Stairs Financial, a YC-backed startup that connects first-time home buyers from low-income and disadvantaged backgrounds with down payment assistance programs across the US. Malcolm-Wiley studied economics at Harvard and is a licensed mortgage broker (NMLS: 2436243).

We are your one stop shop for Real Estate Financing!
RAM Capital Partners is a brokerage for property financing. We have relationships with private lenders and investors nationwide that allow us to find the best deal possible for our clients. We focus on commercial and residential investments. Every deal has a home and we will do everything in our power to get what you need. We pride ourselves on transparency and honesty. Reach out today to see how we can help you get what you want.

Groves Capital is a large direct lender and mortgage broker. We offer all types of loans from residential to commercial as well as hard/private money. Our specialty is working with residential real estate investors that want to expand their portfolios without sending income documents and prefer to qualify based off the asset and how it performs.

We also work with difficult to fund projects and lend on large multifamily properties up to 250 units as well as unique commercial and mixed use properties. We have over 160 investors that purchase our loans and will find the best outlet for your specific situation.

We can often lend at a higher loan to value, offer unique products to help investors cash flow including our 40 year interest only loan and can typically find you a lower rate and payment. Reach out to us to see how we can help you today.

Been in business development and financing consulting for almost 30 years. Have been an ISO for all types of lenders including personal unsecured, real estate , equipment, cash flow based, AR based and equity based funding sources.