Top 10 The Woodlands Lenders

With over 15 years of experience in the financial services industry, I am a mortgage lending expert and a proven leader in the consumer-direct mortgage brokerage and lending space.

As the President and CEO of Client Direct Mortgage, I leverage industry-leading technology and access to tons of loan types to help borrowers purchase or refinance fast and efficiently.

After 19+ years working with businesses as a local banker, I have decided to concentrate on the most rewarding job: make home purchase, remodel, and refinance mortgage loans.

I can help you with more options and technology to help my customers and real estate partners. Now licensed to serve your home mortgage loan needs in the entire states of Florida, Georgia, Illinois, Kansas, Kentucky, Michigan, Ohio, Texas, and Indiana.

Whether you are purchasing or refinancing, put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service.

I specialize in first-time buyer programs, including FHA, VA, and USDA Rural Housing. We offer a variety of FANTASTIC down payment assistance programs and low down payment financing for purchase.

I like helping people reach their goals. I am licensed in multiple states and offer Homer Owner & Investor Loans in Single Family, Multi Family, Commercial Loans. What makes me different than other lenders is that I actively invest and I Love Construction for home owners & investors (even for investors without experience)

I'm the broker and owner f Legacy Home Loans, LLC, a mortgage brokerage serving the state of Texas. I have been in Lending, Real Estate and Financial Services for over 20 years.

I have taken the lessons learned from other companies and dedicated myself to ensuring the mortgage loan process is done correctly, efficiently and timely. I have worked in all aspects of the mortgage industry and have developed a system to ensure a smooth and seamless transaction.

Next-Financing provides real estate loans to investors nationwide via a simplified, easy-to-navigate application/approval/funding process. We currently offer a full suite of real estate loan products.

Our focus is on the broker and investor community – in search of alternative financing after the banks have turned them down. We are a one-stop-shop with direct involvement from beginning to end.

From loan submission to funding, we handle the process in-house. With today’s ever-changing guidelines, we do everything possible to assist our clients and broker partners, offering a national lending platform with defined rate sheets, easy-to-understand underwriting guidelines, and in-house discretionary capital.

Udo Ibe is an experienced Mortgage Professional with a demonstrated history of working in the financial services industry. Udo takes the time to help his clients make the best decisions for themselves and their families by simplifying the mortgage process through easy-to-understand education.

As a loan officer at Geneva Financial, Udo works closely with clients to understand their financial goals and develop customized lending solutions that fit their unique circumstances.

He is passionate about helping his clients achieve their dreams of homeownership, business ownership, and financial stability. His dedication to providing exceptional service and building long-lasting relationships has earned him a loyal following of satisfied clients.

Chae is a Loan Officer/Broker at Genesis Home Loan, LLC in Houston, TX.

Mission:
Genesis Home Loan exists to make a positive impact to the lives of our team members, clients, and to all who provide services to us.

Vision:
Genesis Home Loan will be recognized as the Houston's best mortgage broker in terms of customer satisfaction, on-time closings, team-oriented culture, and a positive reputation in the industry.

We will create a fulfilling workplace where our team members willingly go the extra mile because value of providing the best service to our customers and clients. We want to be known for being the most EXCEPTIONAL in our service to our customers and partners because of our passion for excellence. Our team members desire to provide a positive impact in every relationship we encounter.

Core Values:
Loving - Loving relationships.
Integrity - Integrity in our services.
Knowledgeable - Knowledgeable about the industry.
Excellence - Excellence in customer service.

REO Lending is the nation’s premier lender for buy and hold investors offering, long-term loans for SFR and commercial rental properties, including vacation rentals.

Vision: Be a leader in defining and expanding the eco-system of investors, tenants and service providers for single-family and small multi-family and mixed-use commercial properties

Mission: Deliver the fastest, simplest and most dependable mortgage financing to enable investors to grow their commercial real estate portfolios, improve cash flow and build wealth

Vistoc Capital is nationally recognized for providing the highest level of financing services for our esteemed clients. Our business loans and commercial finance options enable both small businesses and large corporations to obtain the working capital they need to take their companies to the next level. We have established a group of experienced professionals who focus on funding your business ventures.

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,