NREIG Insurance Review 2025
With the help of our in-house editorial team, our platform’s members and external subject matter experts, this comprehensive review of NREIG Insurance became possible and available for free to those considering this solution!
In this review we evaluated NREIG Insurance features, plans, pricing, and other important aspects to help our readers make a more educated purchase decision.
All the customer reviews and ratings on this page have been submitted by our platform’s members who either currently use or used to use the reviewed product/service in the past. We never receive any compensation for the inclusion of products and/or services in our product/service reviews. However, by visiting retailer/manufacturer of the reviewed product/service by clicking links within our content may earn us commissions from your purchases. Read our editorial guidelines to learn more about our review and rating process.
What Is NREIG?
NREIG (National Real Estate Insurance Group) is an insurance agency that offers various forms of property insurance to landlords, property managers, investors, and flippers.
As an agency, NREIG is a broker that sells policies on behalf of insurance companies (carriers) to provide specialized coverage to its clients.
Although the company hasn’t disclosed its carrier partners, it claims that all its partners are rated “A” or better.
NREIG provides coverage for many property types, including single-family homes, multi-unit residential buildings, condos, and mixed-use commercial properties.
It also provides coverage at different stages such as tenant-occupied, vacant, under renovation, and new construction.
What Is NREIG Used For?
- Property coverage: NREIG provides various insurance coverage options for your investment, including vacant property, renovation property, new construction, vacant land, short-term rental, mobile home, condo, lender-placed, and non-performing notes insurance.
- Flexible monthly coverage: By using NREIG, you will pay premiums on a month-to-month basis. The insurance company implements this approach to make it easy to change or cancel your policy at any time.
- Liability protection: If a tenant or a third party gets injured within your property, the Liability Protection policy will cover the medical and defense expenses.
- Access to specialty programs and ancillary coverage options: NREIG works with major insurance carriers to provide unique coverages such as liability protection for flippers, canine liability (in case a tenant’s dog causes physical harm to a third party), and a tenant protection policy.
- All-digital application and account management: The process of requesting a quote, adding your properties to the platform, managing your portfolio, making payments, and submitting claims is done online through a dedicated client portal.
- Agent partnerships: Insurance agents can join NREIG’s Retail Agent Program and refer their clients to the insurance service. The agent earns a commission each month when their referred clients make their premium payments.
NREIG Users Breakdown by Specialty
Is NREIG Legit?
Yes. NREIG is a legitimate real estate insurance company that has been providing tailored insurance products to property owners, landlords, investors, and tenants since 2008. The company has its headquarters in Kansas City, Missouri.
NREIG is a national insurance provider, which means they offer coverage across 48 states and D.C. According to NREIG’s official website, the company has insured hundreds of thousands of properties nationwide.
NREIG’s huge reach is also seen online, where there are many reviews and mentions of the company. It is also an accredited institution by the BBB (Better Business Bureau) with an A+ rating on the platform.
Another reason we believe NREIG is legit is the company’s robust and secured digital platform.
NREIG maintains electronic, physical, and procedural measures that comply with federal regulations to keep your information safe.
The insurance company also has a public profile with active accounts on all major social media platforms.
All in all, we’re certain that NREIG is not a scam — it is a national insurance provider with a considerable client base.
NREIG Customer Reviews
NREIG Pricing
NREIG has no standard pricing plan for its services. That said, you can get liability insurance for rental properties for as low as $7 per unit per month.
The actual amount you pay is based on many factors, including:
- The type of insurance you choose (Basic and Special Form Insurance)
- Settlement method (Actual Cash Value from $75 per square foot and Replacement Cost from $120 per square foot)
- Ancillary coverage options included
- Property location
- Size and age of the property
- Property type
To find out how much you will pay, get a quote from the company for free by filling out the request form on the company website.
The digital form collects your contact information, details about your portfolio, and current insurance status.
For premiums payment, NREIG clients pay monthly for coverage flexibility and ease of cancellation.
You can set up auto payments or pay a year in advance, but the company will still deduct the charges every month from the annual prepaid amount.
NREIG Features
Free Proposal Request
NREIG has a dedicated page where clients can provide property and contact information for a premium quote. The page contains a digital proposal request form that collects the following:
- Your company name
- Contact information
- Current insurance status
- Size of your portfolio
- Details of previous damages and claims
Once you submit the information, an NREIG insurance expert will contact you with an estimated quote and further details.
Customized Coverage for Landlords and Investors
NREIG provides many coverage options for property owners and investors, including:
- Liability insurance: This policy ensures you will be covered in case of accidental injury within your rental property, wrongful death, medical costs if someone is injured on the property, and defense fees if someone is injured on your property. Liability coverage limits start at $1 mil per occurrence/$2 mil annual aggregate.
- Rental property insurance: This is dwelling coverage that protects your property against physical damage caused by fire, lightning, wind and hail storms, vandalism, and theft.
As part of your property insurance, you may choose to include ancillary coverage such as:
- Flood Insurance
- Earth Movement for coverage against earthquakes and sinkholes
- Terrorism and Political Violence
- Service Lines for damage to exterior service lines
- Tenant Protector Plan for negligence losses caused by renters
- Canine Liability to cover bodily injury caused by your tenant’s dog
- Equipment Breakdown coverage
There are also specialty programs for tattoo and piercing shops and self-storage facilities.
NREIG also offers coverage for a range of properties and situations such as:
- Vacant property insurance
- Mobile home insurance
- Condo insurance
- Vacant land insurance
- Renovation property insurance
- New construction insurance
- Lender-placed insurance
- Non-performing notes insurance
Robust Client Portal
NREIG insurance provides its clients with a dedicated portal where they can:
- Manage all accounts linked to their email
- View properties associated with the account, add new properties, and request changes to coverage as needed
- Access essential insurance documents
- Process payments, set auto payments, change payment methods and view balances
- Submit claims
Agent Partnership Program
Licensed independent agents can partner up with NREIG to provide their clients with insurance services. By referring clients, insurance agents will earn monthly commission.
Agents who join the program get a dedicated dashboard to manage their activities.
Resources Hub
NREIG has an extensive, frequently updated resource hub with articles, guides, checklists, insurance education, a glossary, and investment tips.
There are resources for all NREIG users, including landlords, investors, tenants, lenders, and real estate agents.
NREIG Pros and Cons
Pros
- NREIG has many unique landlord coverage policies, as it works with multiple highly-rated carriers.
- The company implements an all-digital experience, making the platform convenient to use.
- Landlords insurance is available in 48 states and D.C.
- Liability insurance for rental properties is affordable, starting at $7 per unit, per month.
Cons
- NREIG has received mixed reviews online.
- The company hasn’t shared any information regarding third-party integrations.
NREIG Integrations
NREIG Alternatives
- Obie Insurance
- Steadily Insurance Agency
- Allstate
- State Farm
- Liberty Mutual
- American Family
- GEICO Insurance
- The Hartford
- Proper Insurance
- Hippo
- Farmers Insurance
- biBerk
- Foremost Insurance
- Tivly
- NEXT Insurance
NREIG Achievements
Awards & Recognition
Best Broker for Landlord Insurance (Awarded by Real Estate Bees)
Press & Media
NREIG FAQs
Does NREIG have a free trial?
No. NREIG doesn’t offer a free trial or money-back guarantee due to the nature of insurance services. Your premiums are based on the property size, location, and type, as well as the terms of your policy.
That said, requesting an insurance quote from the company is free.
How many clients does NREIG serve?
We couldn’t find reliable information on the number of clients the National Real Estate Insurance Group has.
However, the company has received countless mentions and user reviews on credible platforms online, such as BiggerPockets, BBB, and Reddit, which indicates NREIG’s significant reach.
Who founded NREIG?
The National Real Estate Insurance Group was started in 2008 by Tim Norris, a long-time real estate investor and insurance agent.
Before starting NREIG, Tim Norris was the CEO of a national insurance agency for nearly two decades.
The founder remains an active investor, with interests in single-family homes and commercial properties.
What is NREIG ’s customer service number?
If you’re looking to speak to one of NREIG’s licensed insurance professionals, you can do so by calling (888) 741-8454 or by writing an email to [email protected].
To submit a claim, call (888) 741-8454, Ext. 5, or send an email to [email protected].
What is the NREIG cancellation and refund policy?
NREIG has a flexible termination and refund policy.
Month-to-month clients can cancel their coverage at any time, but won’t receive a refund for the unused period.
However, annual paying clients who cancel before the end of the term will be refunded for the unused portion of the payment.
To cancel coverage, contact the company or send an email to your dedicated Client Service Advisor.
What awards and recognitions has NREIG received?
We couldn’t find any awards or recognitions associated with NREIG.
NREIG Tutorials & Training
Is NREIG Worth It?
NREIG is certainly worth consideration due to its highly customizable insurance policies, monthly payments, all-digital experience, and comprehensive resource hub for various users.
Additionally, the insurance agency works with highly rated and licensed insurance carriers to underwrite your policies.
However, NREIG has few customer reviews and mentions online, most of which are mixed. The company also operates in 48 states plus Washington D.C., unlike similar providers such as Obie, that operate in all states.
Overall, NREIG is a good insurance firm and it is often rated among the top 5 rental property insurance companies for landlords.
NREIG Contacts
- Website: Official website
- Phone: (888) 741-8454
- Email: [email protected]
- Address: 11500 N Ambassador Drive Suite 310, Kansas City, MO 64153, United States
- Socials: Facebook, Instagram, YouTube, LinkedIn, X
With over 20+ years of experience in real estate investment and renovation, Brian Robbins brings extensive knowledge and innovative solutions to the HouseCashin team. Over the years Brian has been involved in over 300 transactions of income producing properties across the US. Along with his passion for real estate, Brian brings with him a deep understanding of real estate risks and financing.
Here at Real Estate Bees, we take the content competency, validity and accuracy very seriously. Each piece of content published in our knowledge base containing the "Expertise Verified" trust badge indicates its author's qualified industry expertise and first-hand experience with a given subject matter.
Content authors possessing the "Expertise Verified" trust badge are all active industry experts in their respective field whose professional expertise, qualification and credentials have been thoroughly verified by our editorial team as part of our Expert Contributor Program's onboarding process.
Such fierce editorial standards ensure our content is of the highest possible quality in the industry making it highly competent, credible and trustworthy for you - the reader.