- Non owner-occupied single family
- Owner-occupied land
- Owner-occupied single family
- Specialty loans
Overview
Over the past twenty-five years, I have had the rewarding privilege of originating residential home loans. Whether it comes to a home purchase or a home refinance. I strive to help guide you with the most important investment: your new home.
I understand how important this is to my clients and value prioritizing my clients and their needs. I am passionate about connecting with people and creating lasting relationships, as I believe this only strengthens our experience working together.
I am always honored and humbled to work with new referrals. I specialize in as first time homebuyers and all lending programs including conventional, FHA, USDA, and VA.
Additionally, for the past six years, I have proudly been a Homes for Heroes Lender and am certified as a Veteran Loan Specialist. During this time have helped over 50 families and given back over $25,000!
This allows me a small way to reward those who make our lives better for the services they provide daily; heroes include: Veterans, Police Officers, Firefighters, Teachers, Healthcare workers. Novus Home Mortgage is part of a Federally chartered bank Ixonia. As such am able to originate in all states with the exception of AK, MD, and NY.
Outside of the office, I am an avid bowler, sports nut, and motorcyclist. My wonderful wife, Judy, and I have been married for 30 years, and together we have four children, ages 27, 25, 22 and 22.
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Conventional loans (Fannie/Freddie)
FHA / HUD loans
Jumbo / super jumbo loans
No cash out refinance loans
USDA loans
VA loans
Assets depletion loans
Cashout refinance
Conventional loans
First position loans
Long term financing (10+ years)
No cash out refinance
Non owner occupied loans
Owner-occupied land loans
Owner occupied loans
Specialty loans