Top 10 Miami Gardens Lenders

Shmuel Shayowitz (NMLS#19871) is a highly regarded Real Estate & Finance Executive, Writer, Speaker, Coach, and Advisor. He is President and Chief Lending Officer of Approved Funding, a privately held national mortgage banker and direct lender.

Shmuel has well over $2 Billion in mortgage origination under management. Shmuel has over twenty years of industry experience, holding numerous licenses and accreditations, including certified mortgage underwriter, licensed real estate agent, residential review appraiser, and real estate investor, to name a few.

Obtaining his real estate license at the age of 18, Shmuel has successfully navigated through many changing markets and business landscapes, making his market insights and experience well coveted within the real estate industry.

Within the mortgage industry, Shmuel has achieved recognition as a Certified Mortgage Advisor, a distinction earned by only the top 1% of the industry. Some of Shmuel’s many awards include Forbes and NJ Monthly Five-Star Mortgage Professional, The Jewish Standard “Mortgage Lender of The Year,” and Most Connected Mortgage Professional, as well as many others.

Shmuel utilizes his passion for education as a contributing writer, industry speaker, coach, and advisory board member. His articles have been published in Entrepreneur Magazine, where he is a featured Leadership Network Contributor.

He is also a member of the Forbes Real Estate Council since 2019. His real estate and financial insights have been featured in CNBC, Forbes, Fox Business, USA Today, The Bergen Record, Realtor.com, TheStreet.Com, Entrepreneur Magazine, and countless mortgage industry publications. Shmuel has been a weekly contributing writer at the Jewish Link, one of the largest Jewish publications, since 2015.

Shmuel resides in Bergen County, New Jersey, with his wife Esther and their five children. They are highly involved in their community and passionate about participating in organizations and services that can benefit from their time and expertise.

I began my career in loan origination at a local community bank in 2010 shortly after completing college with a degree in finance. During my time at the bank, I was able to help many in my community with financing purchase their first home or refinance their current loan. However, something was missing.

After doing some market research, I realized that by being a broker, instead of working for a bank, I could actually help more people and offer better rates. So in 2013, I decided to make a change and become a broker. While I enjoyed my time at the bank, becoming a broker was the best thing I could have done.

Instead of only being able to offer the banks product, I could now shop amongst hundreds of different wholesale lenders for the rate for my clients. And I chose to work with a broker who is one of the largest, and because of its size, is able to negotiate preferred pricing and service for its client.

Aureus Finance Group is a private lender that focuses on customized products for residential real estate investors. With Aureus’ extensive lending experience, diverse skill sets, and advanced technologies we provide ideal-fit products to investors/borrowers along with an unmatched, high level of concierge-style service.

Aureus Finance Group is revolutionizing the real estate industry by leading the development of new, innovative, and customized loan products to meet the unique needs of our borrowers.

Experts at handling all types of loans, we’re powered by people who work closely with you to help your business thrive. Discover why more and more professional real estate investors are choosing Aureus as their loan partner.

Ana Victoria Moran was born in Naranjo, Alajuela, Costa Rica. She comes from a very well-knit tight immigrant family who migrated in 1991 to Florida. She has an abundance of knowledge in several mortgage sectors. Ana started working at HSBC Mortgage in 2011 where she became a Customer Service Specialist assisting clients with options on how to prevent potential foreclosures as well as other loss mitigation options like modifications, short sales, and deed-in-lieu.

In 2016, right after the purchase of her new home as a single mother, she chose to seek different avenues in the mortgage industry. She worked at USAA from 2016 all the way up to 2020 as a Mortgage Loan Processor where she was the front line of her fellow loan officers by actively communicating and educating clients on what was needed in the processing documentation for their home purchases and refinances.

In 2020, she began her work endeavors outside of USAA and decided to join Caliber Home Loans as a Sr. Mortgage Processor. It didn’t stop there, In 2023, Ana decided to return to the mortgage industry licensed as a Mortgage Loan Officer.

Ana is also bilingual in English and Spanish fluently. In her spare time, Ana is passionate about dedicating her love to her gorgeous family and loves going out to theme parks, beaches, and plenty of physical activity. Please count on Ana’s expertise in giving you the best mortgage advice as she has been in several areas of the Mortgage Industry and has several years of experience.

As a mortgage professional specializing in cash out loans, purchase mortgages, and helping borrowers repair their credit, I pride myself in excellent customer service and attention to detail. I work closely with home buyers to determine the best loan type to meet their needs and provide competitive rates.

I am highly experienced with first time home buyer programs, jumbo mortgages, condo financing, conventional, VA mortgage, FHA, and 500 credit borrowers. I maintain an open line of communication with my clients to provide comfort and security throughout the process.

My strong work ethic, communication skills, and dedication to my valued clients ensures smooth closings and satisfied new homeowners.

After 19+ years working with businesses as a local banker, I have decided to concentrate on the most rewarding job: make home purchase, remodel, and refinance mortgage loans.

I can help you with more options and technology to help my customers and real estate partners. Now licensed to serve your home mortgage loan needs in the entire states of Florida, Georgia, Illinois, Kansas, Kentucky, Michigan, Ohio, Texas, and Indiana.

Whether you are purchasing or refinancing, put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service.

I specialize in first-time buyer programs, including FHA, VA, and USDA Rural Housing. We offer a variety of FANTASTIC down payment assistance programs and low down payment financing for purchase.

I'm Diana Gomez, E Mortgage Capital Loan Officer, and I'm delighted to help you obtain the perfect home loan for you. Growing up in Detroit, Michigan I recognized the value of hard work and dedication at a young age.

As a licensed Mortgage Loan Originator for E Mortgage Capital, I understand the importance of customer service and I strive to put my clients at ease while finding them the best product that fits their needs.

Prior to joining the E Mortgage Capital team, I worked in the healthcare field for 12 years, as well as running my successful photography business for 8 years. When I am not in the office, I enjoy spending my free time hanging out with my family at the lake, biking, taking walks, and attending sporting events.

The satisfaction of my client is my number one priority. Feel free to reach out to me with any questions you might have. I look forward to meeting you and working with you.

Wendy has been in the real estate industry collectively for 28 years, initially licensed in 1987. She worked solo and in big brick and mortar offices, and went virtual in 2017, but recently joined Fathom Realty as its State Broker.

In 2020, Wendy decided to become licensed as a Loan Officer and is approved to write mortgages in nearly half the states in the U.S. Wendy has achieved the Graduate Realtors Institute (GRI), Certified Residential Specialist (CRS) and e-Pro designations from the Natl. Assn. of Realtors, which are symbols of excellence in the real estate industry.

Only a small percentage of all agents earn the CRS designation. Wendy enjoys working with clients and colleagues virtually, through Cloud-Based technologies.

I am Alex Haddo, an experienced mortgage broker with a passion for helping borrowers achieve their dreams of homeownership. With over three years of dedicated service in the mortgage industry, I take immense pride in being the sole owner of Worthington Lending, a venture that aspires to redefine the mortgage lending experience.

My journey into the world of mortgages began when I joined UWM as an Account Executive. During my tenure, I demonstrated unwavering commitment and expertise, leading to the successful closure of over 100 million dollars in mortgage volume. This experience ignited a desire within me to contribute more directly to the well-being of borrowers.

Recognizing the importance of efficiency and personalized assistance in the lending process, I pursued my NMLS license, equipping myself to provide borrowers with a seamless and transparent lending experience. Empowered with the knowledge and skillset, I took the next stride in my career by joining Rocket Mortgage, where I further honed my abilities and gained invaluable insights into the ever-evolving mortgage landscape.

Armed with an unyielding dedication to excellence, I founded Worthington Lending on February 17, 2022. My vision for the company revolves around integrity, empathy, and a customer-centric approach, striving to make the mortgage journey smooth and rewarding for every borrower we serve.

At Worthington Lending, we understand that obtaining a mortgage can be both exciting and overwhelming. Hence, our mission is to provide tailored solutions and a wide array of lending options, ensuring that each borrower's unique needs are met. Through transparent communication and a commitment to exceptional service, we aim to build lasting relationships with our clients and guide them towards financial prosperity.

As the proud owner of Worthington Lending, I find tremendous satisfaction in witnessing the positive impact our services have on the lives of individuals and families. Whether it's a first-time homebuyer or a seasoned property investor, our team is driven to deliver unparalleled support throughout the lending process.

Looking forward, my aspirations for Worthington Lending include expanding our reach, fostering innovation, and setting new benchmarks in the mortgage industry. We are steadfast in our pursuit of excellence, driven by the belief that our success lies in the success of our clients.

I extend my heartfelt gratitude to all the borrowers who have entrusted their dreams to Worthington Lending and to the dedicated team that works tirelessly to make these dreams a reality.

Thank you for considering Worthington Lending as your mortgage partner. Together, let us embark on a journey towards a brighter future.

Sincerely,

Alex Haddo
Founder and Mortgage Broker
Worthington Lending

Lifestyle Business Funding, LLC is a lender based off of Woodbridge, VA. Unlike traditional lenders, we approve small business loans by looking at real-life data, not just a credit score. We can provide you with the funding you need in as little as 48-72 hours and start your business right away!