Top 10 Clifton Lenders

Started in the mortgage industry as a processor in 2016 and grown to love this industry. I am now a licensed Loan officer in New Jersey and Florida and ready to help anyone who needs help get into their dream home .

Over the past twenty-five years, I have had the rewarding privilege of originating residential home loans. Whether it comes to a home purchase or a home refinance. I strive to help guide you with the most important investment: your new home.

I understand how important this is to my clients and value prioritizing my clients and their needs. I am passionate about connecting with people and creating lasting relationships, as I believe this only strengthens our experience working together.

I am always honored and humbled to work with new referrals. I specialize in as first time homebuyers and all lending programs including conventional, FHA, USDA, and VA.

Additionally, for the past six years, I have proudly been a Homes for Heroes Lender and am certified as a Veteran Loan Specialist. During this time have helped over 50 families and given back over $25,000!

This allows me a small way to reward those who make our lives better for the services they provide daily; heroes include: Veterans, Police Officers, Firefighters, Teachers, Healthcare workers. Novus Home Mortgage is part of a Federally chartered bank Ixonia. As such am able to originate in all states with the exception of AK, MD, and NY.

Outside of the office, I am an avid bowler, sports nut, and motorcyclist. My wonderful wife, Judy, and I have been married for 30 years, and together we have four children, ages 27, 25, 22 and 22.

At Powerset Capital, we have one simple goal – provide a fast and easy path to business financing.

Every business is different and has a unique need. We listen carefully to YOUR story before we connect you with more than 75 lenders to find you the best option.

We understand your time is valuable, therefore we developed a streamlined application process with limited paperwork, quick approval, and a fast-track funding.

I help business owners get funding without perfect credit and even if they’ve been declined by the bank.

Using a network of alternative lenders, I am able to help small business owners get funding and credit without having a perfect credit score and without the normal headaches of going through the bank.

With multiple loan options available that weigh the performance of the business heavier than credit and time in business, small business owners have a much higher chance of getting approved for the capital they need.

So even if you have:

✔️ Bad credit
✔️ Limited time in business
✔️ Been declined for a loan in the past

You can still get funding.

While going through banks is ideal because of the generally good terms you can get, it’s also much more difficult to qualify with a bank than it is with an alternative lender who has fewer restrictions and FAR MORE financing options.

Most business owners don’t know that there are lots of different types of loans available to their business that are much easier to qualify for than traditional bank loans.

As a business owner, having access to capital is crucial to our success and shouldn’t be something we can’t get access to just because of credit or because we’re a newer business.

So, if you'd like to find out how much your business could potentially qualify for, hit that connect button and send me a message or click the button below to request a FREE Custom Business Funding Plan and I’ll put together a custom plan specifically for your business.!

Shmuel Shayowitz (NMLS#19871) is a highly regarded Real Estate & Finance Executive, Writer, Speaker, Coach, and Advisor. He is President and Chief Lending Officer of Approved Funding, a privately held national mortgage banker and direct lender.

Shmuel has well over $2 Billion in mortgage origination under management. Shmuel has over twenty years of industry experience, holding numerous licenses and accreditations, including certified mortgage underwriter, licensed real estate agent, residential review appraiser, and real estate investor, to name a few.

Obtaining his real estate license at the age of 18, Shmuel has successfully navigated through many changing markets and business landscapes, making his market insights and experience well coveted within the real estate industry.

Within the mortgage industry, Shmuel has achieved recognition as a Certified Mortgage Advisor, a distinction earned by only the top 1% of the industry. Some of Shmuel’s many awards include Forbes and NJ Monthly Five-Star Mortgage Professional, The Jewish Standard “Mortgage Lender of The Year,” and Most Connected Mortgage Professional, as well as many others.

Shmuel utilizes his passion for education as a contributing writer, industry speaker, coach, and advisory board member. His articles have been published in Entrepreneur Magazine, where he is a featured Leadership Network Contributor.

He is also a member of the Forbes Real Estate Council since 2019. His real estate and financial insights have been featured in CNBC, Forbes, Fox Business, USA Today, The Bergen Record, Realtor.com, TheStreet.Com, Entrepreneur Magazine, and countless mortgage industry publications. Shmuel has been a weekly contributing writer at the Jewish Link, one of the largest Jewish publications, since 2015.

Shmuel resides in Bergen County, New Jersey, with his wife Esther and their five children. They are highly involved in their community and passionate about participating in organizations and services that can benefit from their time and expertise.

Doster Capital Group is a private finance company for businesses and real estate investors, headquartered in Orlando FL. We provide investors, business owners and developers with funding for real estate investment ventures.

In turn, our clients are able to build their real estate portfolios and further their business empire. Doster Capital Group is an efficient and competitive capital source . We ensure our clients are well informed of every step of the process.

Fred founded First Rehab Lending in 2012, a nationwide direct private money lender. As the founder, he was responsible for the company’s overall business strategy and day to day operations; during this time, he expanded his business to over thirty states, creating one of the largest private money lenders on the East Coast.

Fred was instrumental to the funding of over 100 million dollars in investment properties, with specialization in non-owner occupied residential fix and flip, multi-family, mixed-use, and ground-up constructions loans.

In the early 1990s, he also founded and still operates, both Granite Hill Construction and FJN Property Management (“FJN”). At Granite Hill, he purchases properties and acts as a general contractor for renovations and remodeling before resale; as CEO of FJN, he leads facility inspections, property showings, and explains the nuances of occupancy terms.

Nextres, LLC is a wholesale mortgage lender. We are progressive, knowledgeable, and innovative, with advanced technology. At Nextres you can expect top-notch customer service from seasoned industry professionals that you can trust.

INSIGNIA Financial Services, LLC is a non-bank lender, intermediary, and capital markets advisory firm. We provide access to a broad array of debt and equity capital for real estate collateral in all markets nationwide.

Eligible property types span the full spectrum of income producing and owner-occupied commercial real estate, including multifamily, single family, industrial, retail, hospitality, self-storage and others.

Our roots are deeply entrenched in working diligently with real estate investors and entrepreneurs to enable successful outcomes in today's complex operating environment, where strategy, liquidity, and execution are paramount.

We also provide private capital to investors for time sensitive, opportunistic transactions in which traditional financing isn’t an option.

As a leading business financing consulting firm in the United States of America, Money Avenue, LLC is highly dedicated to helping businesses access the most ideal business financial solutions and funding sources for their needs.

Whether you want to inquire about lines of credit, payroll financing, factoring & accounts receivable, business and commercial loans, and more, we are here for you. When you work with us, you have access to hundreds of funding sources across the United States as well as Canada, Australia and the U.K.

From business loans & leases, accounts receivable financing, asset-based financing and sale-lease back financing, we can help your business grow in the fastest and most efficient manner possible.