Top 10 Clemson Lenders

As your mortgage loan officer, I am looking forward to helping you through your home loan journey. Whether you’re ready to buy, sell, refinance, or are just thinking about making a change, I’m here for you.

I’ve been a mortgage professional for several years which has helped me see and understand the many facets of mortgage lending. Each home journey is unique, and I’ll help you find a great rate for your financial situation.

Over the past twenty-five years, I have had the rewarding privilege of originating residential home loans. Whether it comes to a home purchase or a home refinance. I strive to help guide you with the most important investment: your new home.

I understand how important this is to my clients and value prioritizing my clients and their needs. I am passionate about connecting with people and creating lasting relationships, as I believe this only strengthens our experience working together.

I am always honored and humbled to work with new referrals. I specialize in as first time homebuyers and all lending programs including conventional, FHA, USDA, and VA.

Additionally, for the past six years, I have proudly been a Homes for Heroes Lender and am certified as a Veteran Loan Specialist. During this time have helped over 50 families and given back over $25,000!

This allows me a small way to reward those who make our lives better for the services they provide daily; heroes include: Veterans, Police Officers, Firefighters, Teachers, Healthcare workers. Novus Home Mortgage is part of a Federally chartered bank Ixonia. As such am able to originate in all states with the exception of AK, MD, and NY.

Outside of the office, I am an avid bowler, sports nut, and motorcyclist. My wonderful wife, Judy, and I have been married for 30 years, and together we have four children, ages 27, 25, 22 and 22.

We are a private equity brokerage specializing in finding the best financing options for your fix/flip, retal/rehab, and commercial real estate investment deals.

Our multiple programs offer unparalleled terms for the seasoned investor and competitive rates even if it's your first real estate investment. We also lend money to businesses for any financing needs your business may have at very competitive rates.

OWNER OCCUPIED IN FLORIDA AND ALABAMA ONLY | Investor and Commercial Nationwide

Private money is great for real estate investors. They allow for quick closings and loose terms making it easy to do more deals and to do larger deals.

One of the problems is that it can get very expensive eating into your profits and it's difficult to shop around because transactions are usually very time sensitive.

Lightning Loans fixes that. We are correspondent lenders to more than 30 of the largest investor friendly lenders. The comprise of Private Money, Hedge Funds and Instutitional Capital.

What's special is that before you finish filling out one of the PDF's they give you I can get you multiple competitive quotes.

It makes it very easy to figure out who will offer the best deal. Which in turn allows you to put more money in your pocket or stretch on the offer in order to secure the deal.

I can get you multiple quotes in hours with one application. Imagine filling out 30 applications by hand and submitting and waiting...

Whats even better as that most of the time we are correspondets which means that it wont cost you any extra to work with us because we get special pricing since we do a portion of the underwriting and fund the deal with our own money at closing.

Our MISSION is to provide alternative Financial Resources for real estate investors to secure the funding they need to survive, thrive, or grow.

MISSION Financial Resources is a 100% Veteran Owned & Operated company. Unlike a bank or local lending institution, we're uniquely positioned to leverage relationships with a nationwide network of non-bank funding sources to help target the most advantageous financing product to accomplish your goals.

Engaging with MISSION Financial Resources provides access to alternative funding sources with lending appetites and programs that can't be offered at most standard lending institutions.

Hi Realtor Partners,

Hope you’re doing well during these challenging times. Let’s stop losing loans just because your client didn’t qualify through the traditional channel. We can provide you access to both Regular & Non-Traditional mortgage solutions & Commercial lending too. Your time is valuable so I'm going to cut right to the chase on what we offer.
For Traditional Loans (Conventional, FHA, VA, USDA, Jumbo, Renovation)

• we have access to Down-Payment Assistance ($0 Money Down) on FHA & USDA Loans
• no credit score requirements on FHA & VA Loans
• 3-2-1 Temporary Buydown program which benefits Buyers, Sellers & Realtors

For Non-Traditional Loans aka NON-QMs or Portfolio Loans (Perfect for the Self-Employed)
• No Income Required on Investment Properties
• we can use either 12 Months of Bank Statements OR 1 Year of Profit & Loss Statement to qualify
• utilize Financial Assets (Asset Depletion) as income
• we cater to clients with ITIN numbers & No VISAS
• only have 1 year of 1099 income – not a problem
• Non-Warrantable Condos & Condo Hotels – not an issue
• 5-to-14 Unit Properties – is allowed
• Tip income (servers, casino dealers, etc.) not on paystubs – is acceptable
• own a Marijuana Dispensary – we do them too


Let us be your one stop shop for the majority of your clients’ lending needs. We’ll get them pre-approved beforehand so that they can shop confidently. I make every attempt to be available to you Monday through Sunday. If I don’t answer, just text me and I’ll call you right back. Here is my personal cell phone number, 602-760-9461, please reach out to me with any scenarios. When we have a qualified buyer, we’ll reach out to you as well. We’ll get through these times together.

(All programs listed above are available at the time of this email and are subject to change without notice, please do not hesitate to call me for updates)

Sincerely,

Groves Capital is a large direct lender and mortgage broker. We offer all types of loans from residential to commercial as well as hard/private money. Our specialty is working with residential real estate investors that want to expand their portfolios without sending income documents and prefer to qualify based off the asset and how it performs.

We also work with difficult to fund projects and lend on large multifamily properties up to 250 units as well as unique commercial and mixed use properties. We have over 160 investors that purchase our loans and will find the best outlet for your specific situation.

We can often lend at a higher loan to value, offer unique products to help investors cash flow including our 40 year interest only loan and can typically find you a lower rate and payment. Reach out to us to see how we can help you today.

We are your one stop shop for Real Estate Financing!
RAM Capital Partners is a brokerage for property financing. We have relationships with private lenders and investors nationwide that allow us to find the best deal possible for our clients. We focus on commercial and residential investments. Every deal has a home and we will do everything in our power to get what you need. We pride ourselves on transparency and honesty. Reach out today to see how we can help you get what you want.

Raven is a licensed loan officer at Supreme Lending, a full-service national mortgage lender. We are a top mortgage lending agency in the upstate providing services to first time homebuyers, veterans, and many others. We are bilingual (English and Spanish). Have produced YTD over 15million dollars in loans.

Bradley Portner is a Loan Originator Assistant at Park Place Finance, a direct hard money lender.