HomeMembership Warranty Review 2026
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In this review we evaluated HomeMembership features, plans, pricing, and other important aspects to help our readers make a more educated purchase decision.
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What Is HomeMembership?
HomeMembership is a home warranty company that provides homeowners with coverage policies for their home structure and appliances.
The company, which is based in Louisville, Kentucky, operates in all states except Alaska, Hawaii, and California.
In addition to protection for homeowners, the HomeMembership warranty service also offers access to a marketplace for house parts, agent membership, and advertising for service professionals.
The home warranty service originally operated under the name AIRECS Insurance and Home Warranty until it was rebranded as HomeMembership in January 2018.
What Is HomeMembership Used For?
- Full home coverage: HomeMembership provides users with coverage for all major house components, including the HVAC, plumbing, and electric systems, along with home appliances such as dishwashers, refrigerators, electric dryers, cook tops, and washing machines. A complete breakdown of the parts covered and prices is available on the official website.
- Dedicated support: HomeMembership customers get a dedicated success representative who guides them during the claims process.
- Access to parts and accessories: The home warranty service has an online marketplace where homeowners can access over 300,000 parts and accessories commonly found in homes. There’s also a dedicated section for parts that are hard to find.
- Home repair services: Whether you’re a free or paying member, you can request home repair services on your HomeMembership client portal. Additionally, a search tool and vendor map are available to help you find service professionals in your area.
- Agent partnership: Realtors can join HomeMembership and refer their clients to the platform and earn commissions for each referral.
- Vendor partnership: Besides agents, service professionals and teams can join HomeMembership and offer their services to homeowners by using the platform. To join the vendor network, professionals should fill out the online application form on the company website.
HomeMembership Users Breakdown by Specialty
Is HomeMembership Legit?
Yes. HomeMembership is among the legitimate home warranty companies offering homeowners a coverage for their mechanical and electrical systems and appliances.
The service has been operational since 2018 and has grown to become one of the most renowned home warranty providers in the U.S.
The company’s popularity can be seen online, where there are hundreds of credible client testimonials on Google, BBB, and Birdeye.
Most reviews are favorable, with users praising HomeMembership’s affordability, responsive customer support, and reliable service delivery.
Furthermore, HomeMembership warranty services are hosted on a secure platform. The company has implemented industry-standard measures to ensure user data is safe.
HomeMembership has also disclosed the types of consumer data it collects and the parties with whom that information may be shared.
We also believe the home warranty company is legit due to its public profile.
In addition to numerous favorable testimonials, HomeMembership has active social media profiles across all major social platforms, where the company promotes its services, provides updates, and shares industry tips.
Overall, there’s strong evidence that HomeMembership is not a scam, including its years in operation, high user ratings, and transparent company profile.
HomeMembership Customer Reviews
HomeMembership Pricing
HomeMembership uses a subscription-based pricing approach where clients pay monthly or annually.
The cost of HomeMembership is $64 monthly, or $768 annually. A 15% discount is available if you pay by using your checking account.
By paying the subscription fees, homeowners get coverage worth over $33,600 for major home systems, including HVAC, electrical, plumbing, and appliances.
Additionally, HomeMembership charges a $25 deductible, which means you pay $25 out of pocket, per incident, before the home warranty company can cover the rest of the cost (up to the limits stipulated in the contract).
HomeMembership Features
Full Home Warranty Service
HomeMembership provides homeowners with a warranty for the following:
- Home appliances, including washers, wall ovens and cooktops, dishwashers, dryers, and refrigerators, among others
- Electrical system (inside only): This covers panels, switches, ceiling fans, electric garage doors, doorbells, and more
- HVAC components, including the blower motor, heat exchanger (if not covered under the manufacturer’s warranty), capacitor, the main control board, and other parts
- Plumbing components, including water heater parts, faucets, toilet parts, and others. Plumbing issues are also covered, such as leaks and repiping
For a detailed list of what’s covered, visit the official HomeMembership website.
That said, you can customize your warranty by choosing specific systems, parts, and appliances to cover and leave out what you don’t need.
If you’ve purchased coverage and suffered damage, you can file a claim in three quick steps:
- Open your client portal and find a preferred service provider in your area immediately when the issue occurs.
- Schedule and complete the service with the vendor.
- Submit a copy of your paid service invoice through the portal.
- Get reimbursement for your covered charges within seven days of verification.
Member Portal
Homeowners who join HomeMembership get a client portal to manage their activity, including:
- Customizing coverage
- Making your payments and setting auto-pay
- Filing claims
- Finding and contacting local service providers
- Finding parts and accessories
- Submitting service invoices
Real estate agents are also provided with a management portal where they can oversee all client activities, refer new clients, and receive referral commissions.
Parts and Accessories Marketplace
By joining HomeMembership, you can access an online marketplace for accessories that contains more than 300,000 parts that are commonly found in home systems and appliances.
The marketplace lets you search for your item, add it to your cart, enjoy wholesale pricing, and get the item delivered to your doorstep.
For parts that are hard to find, you should contact your dedicated success manager to help you find them at no cost.
The company has built nationwide networks with suppliers to enable homeowners to locate just about any part.
Note that the marketplace is available to both free and paying members.
Service Professionals Search Tool
HomeMembership has a vendor map and search tool that allows you to quickly find service professionals in your area.
In some zip codes, the company has pre-negotiated discounts for homeowners.
Vendor Advertising
The warranty company lets vendors join the platform as partners and advertise their services for $4 per month per zip code (you can choose unlimited zip codes).
In return, the vendor gets direct access to homeowners who need their services.
That said, HomeMembership allows only three companies to be placed in a zip code.
Affiliate Membership
HomeMembership has a favorable affiliate service in which members earn the following benefits when they refer new paying clients:
- $80 commission paid as Bitcoin or USD per referral
- No deductible on all claims (for your warranty membership)
- Free roof coverage worth $450 (for your warranty membership)
HomeMembership Pros and Cons
Pros
- HomeMembership lets homeowners customize their warranty — you can choose only what you want.
- The warranty plans are affordable.
- The company has received excellent reviews online. It has also received the highest rating possible (A+) on BBB, further indicating customer satisfaction.
- HomeMembership users get a dedicated success manager.
- An online parts marketplace and vendor network give you convenient and timely access to qualified service professionals.
- The company has pre-negotiated discounts and deals with vendor partners, allowing you to save money.
Cons
- Home warranty services are not available to California, Alaska, and Hawaii residents.
HomeMembership Integrations
HomeMembership Alternatives
- American Home Shield
- Liberty Home Guard
- Choice Home Warranty
- Cinch Home Services
- First American Home Warranty
- 2-10 Home Buyers Warranty
- Home Warranty of America (HWA)
- National Home Guaranteed
HomeMembership Achievements
Awards & Recognition
Best Home Warranty Company (Awarded by Real Estate Bees)
Press & Media
HomeMembership FAQs
Does HomeMembership have a free trial?
No, the company doesn’t offer a free trial or money-back guarantee. However, a free membership plan that gives you access to various perks is available, but no warranty is included.
How many clients does HomeMembership serve?
We couldn’t find reliable information on the number of clients HomeMembership has. That said, the company has received numerous customer reviews online, which suggests a massive client base.
Who founded HomeMembership?
Troy Cummings launched HomeMembership in 2018 in Louisville, Kentucky.
The founder is a seasoned insurance broker licensed in four states, including Kentucky, Indiana, Tennessee, and Ohio.
He is also a real estate entrepreneur, having founded several companies in insurance and real estate services.
Troy Cummings currently serves as the HomeMembership President.
What is HomeMembership’s customer service number?
If you’re looking to inquire about HomeMembership’s services, you can call the company at (502) 237-5540 or (888) 365-9805 or send an email to [email protected].
However, clients looking to file claims should email [email protected] or call their dedicated support representative.
What is the HomeMembership cancellation and refund policy?
HomeMembership clients can terminate their annual subscription by writing to the company at [email protected].
Once you’ve canceled, all payments and coverage will cease at the end of the termination month.
If you owe any payments for third-party services rendered, you’ll be required to clear the balance before cancellation takes effect.
What awards and recognitions has HomeMembership received?
We couldn’t find any awards or recognitions associated with HomeMembership. However, the company has received excellent online reviews, including an A+ rating (the highest rating possible) from the Better Business Bureau.
HomeMembership Tutorials & Training
Is HomeMembership Worth It?
Yes, HomeMembership is worth consideration, and even shortlisting, for homeowners seeking reliable home warranty coverage for the following reasons:
- It is highly rated and has received excellent reviews for its fast service delivery, responsive and helpful customer support, and affordable pricing.
- The HomeMembership online marketplace lets you conveniently find local service providers, reach out to them, and schedule repairs.
- There’s a favorable affiliate program in which homeowners and vendors can earn $80 per referral.
However, if you’re a homeowner in Alaska, California, or Hawaii, you’ll need to explore alternative home warranty providers, as HomeMembership does not operate in those states.
HomeMembership Contacts
- Website: Official website
- Phone: (502) 237-5540
- Email: [email protected]
- Address: 133 Evergreen Rd, Ste 203, Louisville, KY 40243
- Socials: Facebook, Instagram, X, LinkedIn, YouTube
Kristina Morales is both a licensed mortgage loan originator and real estate agent in the State of Ohio. Inspired by her years of working with buyers and sellers and seeing a need for more consumer education, Kristina created loanfully.com, an online educational resource for borrowers and industry professionals. In addition to real estate sales and mortgage lending, Kristina had an extensive corporate career in banking, treasury, and corporate finance. She ended her corporate career as an Assistant Treasurer at a publicly traded oil & gas company in Houston, TX. Kristina obtained her MBA from the Weatherhead School of Management at Case Western Reserve University and her B.A in Business Management from Ursuline College.
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